Orrstown Bank enters deferred comp agreement with CFO Neelesh Kalani

ORRSTOWN FINANCIAL SERVICES INC

Annual contribution of $78,663 to deferral account if ROATE >= 8%.
Accumulation interest tied to ROATE (0-15%); distribution interest at 4%.
Death benefit floor of $2,260,885 if company owns life insurance.
Payable in 180 monthly installments starting at Normal Retirement Age or earlier events.

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