Recent 8-K filings for ORRF

• July 22, 2026, 8:00 AM ET earnings materiality 0.55 neutral item 2.02item 7.01item 9.01

  Orrstown Q2 net income $21.2M ($1.09 EPS); NIM 3.87%; loans up 5% annualized; dividend $0.30

  Net income $21.2M ($1.09 diluted EPS) vs $21.8M ($1.12) in Q1 2026 and $19.4M ($1.01) in Q2 2025.

• May 29, 2026, 4:05 PM ET other material materiality 0.60 negative item 8.01item 9.01

  Orrstown redeems $31M sub notes due 2030; discloses third-party vendor cyber incident affecting customers

  Redemption of $31M 4.5% Fixed-to-Floating Rate Subordinated Notes due 2030 on June 30, 2026, at 100% of principal plus accrued interest. Rate at Mar 31, 2026: 7.72%.

• May 6, 2026, 7:59 PM ET leadership materiality 0.65 neutral item 5.02item 5.07item 9.01 ◈ Shareholder Votes ×3◈ executive_change ×2

  Orrstown Financial elects Adam L. Metz as President and CEO effective June 1, 2026

  Adam L. Metz, 54, will become President, CEO and Director upon retirement of Thomas R. Quinn, Jr. on June 1, 2026.

• May 5, 2026, 7:59 PM ET other material materiality 0.20 neutral item 7.01item 9.01

  Orrstown holds annual shareholders meeting; presentation attached

  Presentation covers certain matters impacting the company and operating results.

• April 22, 2026, 7:59 PM ET earnings materiality 0.65 positive item 2.02item 7.01item 9.01 ◈ Earnings Releases

  Orrstown Q1 net income $21.8M ($1.12 EPS); deposits grow $98.7M, NIM down to 3.90%

  Net income $21.8M, diluted EPS $1.12 vs $1.11 Q4'25 and $0.93 Q1'25; ROAA 1.59%, ROAE 14.76%.

• January 28, 2026, 6:59 PM ET earnings materiality 0.75 positive item 2.02item 7.01item 9.01

  Orrstown Financial Q4 net income $21.5M; raises quarterly dividend to $0.30

  Net income $21.5M ($1.11 diluted EPS) for Q4; annual net income $80.9M ($4.18 EPS), record high.

• October 22, 2025, 7:59 PM ET earnings materiality 0.75 positive item 2.02item 7.01item 9.01

  Orrstown Q3 net income $21.9M, EPS $1.13; record earnings, loan growth 5%

  Net income $21.9M, diluted EPS $1.13; Q2 2025: $19.4M, $1.01; Q3 2024: net loss $7.9M, -$0.41.

• August 29, 2025, 7:59 PM ET debt materiality 0.60 neutral item 8.01item 9.01

  Orrstown to redeem all $32.5M of 6.0% subordinated notes due 2028 on Sept 30, 2025

  Board approved redemption of $32,500,000 outstanding 6.0% fixed-to-floating rate subordinated notes.

• July 23, 2025, 7:59 PM ET earnings materiality 0.70 positive item 2.02item 7.01item 9.01

  Orrstown Q2 net income $19.4M ($1.01 EPS); dividend raised to $0.27, share repurchase authorized

  Net income $19.4M ($1.01 diluted EPS) vs $18.1M ($0.93) prior quarter; adjusted EPS $1.04.

• July 2, 2025, 7:59 PM ET leadership materiality 0.45 neutral item 5.02item 9.01

  Orrstown Bank enters deferred comp agreement with CFO Neelesh Kalani

  Annual contribution of $78,663 to deferral account if ROATE >= 8%.

• June 23, 2025, 7:59 PM ET other material materiality 0.55 positive item 8.01item 9.01

  Orrstown Financial authorizes share repurchase of up to 500,000 shares (2.5% of outstanding)

  Board approved repurchase of up to 500,000 shares, ~2.5% of outstanding common stock.

• May 7, 2025, 7:59 PM ET other material materiality 0.15 neutral item 5.07item 9.01

  Orrstown Financial elects five directors with 92.5% support, say-on-pay passes at 90.3%

  Five director nominees elected with average 92.47% of votes cast; broker non-votes of 2.5M shares.

• May 6, 2025, 7:59 PM ET other materiality 0.10 neutral item 7.01item 9.01

  Orrstown holds annual meeting; presentation furnished but content not provided in excerpt

  Filing under Item 7.01 includes presentation for virtual annual shareholder meeting on May 6, 2025.

• April 23, 2025, 7:59 PM ET earnings materiality 0.75 positive item 2.02item 7.01item 9.01

  Orrstown Financial Q1 net income $18.1M, EPS $0.93; adjusted EPS $1.00

  Net income $18.1M ($0.93 diluted) vs $13.7M ($0.71) in Q4 2024 and $8.5M ($0.81) in Q1 2024.

• February 13, 2025, 6:59 PM ET leadership materiality 0.55 neutral item 5.02item 9.01 ◈ executive_change ×2

  Orrstown promotes Adam Metz to COO; names him successor to CEO Quinn upon retirement in May 2026

  Adam L. Metz promoted to Senior Executive Vice President and COO effective February 13, 2025.

• February 3, 2025, 6:59 PM ET leadership materiality 0.30 neutral item 5.02item 9.01 ◈ executive_change

  Orrstown appoints former CHRO Barbara Brobst to Board, effective Feb. 1, 2025

  Barbara E. Brobst appointed to Orrstown Financial Services and Orrstown Bank boards, effective Feb. 1, 2025.

• January 31, 2025, 6:59 PM ET earnings materiality 0.72 positive item 2.02item 7.01item 9.01

  Orrstown Q4 net income $13.7M ($0.71 EPS); raises dividend 13% to $0.26

  Net income of $13.7M vs Q3 net loss of $7.9M; adjusted net income $16.7M ($0.87 EPS).

• October 22, 2024, 7:59 PM ET earnings materiality 0.90 negative item 2.02item 7.01item 9.01

  Orrstown Financial Services reports Q3 2024 net loss of $7.9M after merger with Codorus Valley Bancorp

  Net loss was $7.9M ($0.41 per diluted share) for Q3 2024, vs net income of $7.7M in Q2 2024.

• September 25, 2024, 7:59 PM ET leadership materiality 0.45 neutral item 5.02item 9.01 ◈ executive_change ×2

  Orrstown COO Kauffman retires Sept 30; CEO Quinn's retirement extended to May 2026

  EVP/COO Craig L. Kauffman retires effective Sept 30, 2024; receives $819,170/yr salary substitution payments until Apr 22, 2028.

• September 24, 2024, 7:59 PM ET other materiality 0.05 neutral item 9.01

  Orrstown files audit consent for Codorus Valley merger — no new material info

  Amendment No. 2 filed solely to provide consent of Crowe LLP, Codorus Valley's auditor.

• September 17, 2024, 7:59 PM ET other material materiality 0.60 neutral item 9.01

  Orrstown files pro forma financials for $234M merger with Codorus Valley, combined assets $5.4B

  Pro forma combined total assets of $5.39B at March 31, 2024.

• August 5, 2024, 7:59 PM ET other material materiality 0.35 neutral item 2.05item 9.01 ◈ Restructurings & Charges

  Orrstown to close six branches; expects $534K charge and $1.7M annual savings

  Six branches to close: Lancaster (2), Camp Hill, Mechanicsburg, Spring Grove PA, Parkton MD.

• July 30, 2024, 7:59 PM ET other materiality 0.10 neutral item 7.01item 9.01

  Orrstown Financial holds investor presentation on July 30, 2024

  Management scheduled presentations with multiple investors; presentation furnished as exhibit.

• July 23, 2024, 7:59 PM ET earnings materiality 0.75 positive item 2.02item 7.01item 9.01

  Orrstown Q2 net income $7.7M; raises dividend to $0.23; Codorus merger closed

  GAAP net income $7.7M ($0.73 diluted EPS); adjusted net income $8.7M ($0.83 EPS) excluding $1.1M merger costs.

• July 11, 2024, 7:59 PM ET other materiality 0.35 neutral item 5.02item 9.01

  Orrstown enters salary continuation agreement with COO Kauffman ($357K/yr) and amends CEO Quinn's benefit

  New agreement for EVP/COO Craig L. Kauffman provides annual retirement benefit of $357,260 payable in monthly installments over 15 years.

• July 1, 2024, 7:59 PM ET M&A materiality 0.90 positive item 2.01item 2.03item 5.02item 5.03item 8.01item 9.01 ◈ executive_change ×13◈ M&A Transactions

  Orrstown completes merger with Codorus Valley; 0.875 exchange ratio, combined entity trades as ORRF

  Merger of equals completed July 1, 2024; CVLY shareholders receive 0.875 ORRF shares per share.

• June 17, 2024, 7:59 PM ET M&A materiality 0.60 positive item 8.01item 9.01

  Orrstown and Codorus Valley receive regulatory approvals for merger; close expected July 1, 2024

  Received approvals from the Federal Reserve and Pennsylvania Department of Banking and Securities.

• May 31, 2024, 7:59 PM ET M&A materiality 0.80 positive item 5.07item 8.01item 9.01

  Orrstown and Codorus Valley shareholders approve merger of equals

  Orrstown shareholders approved share issuance: 6,968,156 for, 113,059 against, 18,675 abstain.

• May 24, 2024, 7:59 PM ET litigation materiality 0.50 neutral item 8.01

  Orrstown and Codorus Valley issue supplemental proxy disclosures in response to shareholder demands

  ORRF and CVLY received 11 demand letters alleging proxy omissions; companies deny claims but release supplemental disclosures.

• April 30, 2024, 7:59 PM ET other materiality 0.10 neutral item 7.01item 9.01

  Orrstown holds virtual annual meeting, furnishes shareholder presentation (no material disclosures)

  Company held its virtual annual shareholders meeting on April 30, 2024.

• April 30, 2024, 7:59 PM ET other materiality 0.15 neutral item 5.07item 9.01 ◈ Shareholder Votes ×3

  Orrstown shareholders elect three directors, approve say-on-pay, ratify auditor at 2024 annual meeting

  Thomas D. Longenecker, Andrea L. Pugh, Floyd E. Stoner elected as Class C directors with average 94.8% votes cast.

• April 23, 2024, 7:59 PM ET earnings materiality 0.75 positive item 2.02item 7.01item 9.01 ◈ Earnings Releases

  Orrstown Q1 EPS $0.81 ($0.88 adjusted); nonaccrual loans halved to $12.9M; deposits up $137M

  Diluted EPS $0.81 ($0.88 adjusted); net income $8.5M vs $7.6M in Q4 2023.

• January 23, 2024, 6:59 PM ET earnings materiality 0.80 positive item 2.02item 7.01item 9.01 ◈ Earnings Releases ×2

  Orrstown posts record FY23 net income $35.7M ($3.42 EPS); Q4 EPS $0.73, merger costs $1.1M

  Full-year 2023 net income $35.7M, up 62% YoY from $22.0M; diluted EPS $3.42 vs $2.06, a record.

• December 13, 2023, 6:59 PM ET M&A materiality 0.60 neutral item 9.01

  Orrstown refiles corrected merger presentation for Codorus Valley Bancorp deal

  Merger of equals between Orrstown (ORRF) and Codorus Valley Bancorp (CVLY) announced Dec 12, 2023.

• December 12, 2023, 6:59 PM ET M&A materiality 0.75 neutral item 1.01item 5.03item 7.01item 8.01item 9.01 ◈ Governance Changes◈ Material Agreements

  Orrstown to acquire Codorus Valley in stock deal; Kauffman to become CEO

  Codorus Valley shareholders to receive 0.875 Orrstown shares per CVLY share (exchange ratio).

• October 24, 2023, 7:59 PM ET earnings materiality 0.65 neutral item 2.02item 7.01item 9.01 ◈ Earnings Releases

  Orrstown Q3 net income $9.0M ($0.87 EPS); net interest margin 3.73%, loan growth 6% annualized

  Net income of $9.0M, diluted EPS $0.87 vs $0.94 in Q2 2023; net interest margin (TE) 3.73% vs 3.83%.

• August 10, 2023, 7:59 PM ET leadership materiality 0.40 neutral item 5.02item 9.01

  Orrstown extends CEO Thomas Quinn's retirement date to May 25, 2025

  Board voted on Aug 7, 2023 to extend CEO retirement by one additional year.

• July 31, 2023, 7:59 PM ET other material materiality 0.05 neutral item 7.01item 9.01

  Orrstown management to present to investors starting Aug 1, 2023; no material details disclosed

  Presentation furnished under Regulation FD; no specific financial or operational updates provided.

• July 25, 2023, 7:59 PM ET earnings materiality 0.75 positive item 2.02item 7.01item 9.01 ◈ Earnings Releases

  Orrstown Q2 net income $9.8M ($0.94 EPS); NIM 3.83%, dividend $0.20

  Net income $9.8M ($0.94 diluted EPS) vs $0.87 Q1 and $0.83 year ago.

• July 11, 2023, 7:59 PM ET other materiality 0.10 neutral item 5.07item 9.01

  Orrstown Financial sets annual Say-on-Pay frequency per shareholder vote

  Shareholders voted for annual Say-on-Pay advisory votes at May 2, 2023 annual meeting.

• May 12, 2023, 7:59 PM ET M&A materiality 0.40 neutral item 8.01item 9.01

  Orrstown completes sale of Path Valley branch to Juniata; $18.8M deposits assumed

  Transaction closed May 12, 2023; Juniata purchased branch premises and equipment.

• May 3, 2023, 7:59 PM ET other material materiality 0.15 neutral item 5.07item 9.01

  Orrstown shareholders elect four directors, approve say-on-pay and auditor at 2023 annual meeting

  Four Class A directors elected with avg 92.5% votes cast in favor; terms expire 2026.

• May 2, 2023, 7:59 PM ET other materiality 0.10 neutral item 7.01item 9.01

  Orrstown holds annual shareholder meeting; presentation furnished but content unavailable

  Virtual annual shareholders meeting held on May 2, 2023.

• April 25, 2023, 7:59 PM ET earnings materiality 0.60 neutral item 2.02item 7.01item 9.01 ◈ Earnings Releases

  Orrstown Q1 net income $9.2M ($0.87 EPS); NIM compresses, deposits grow

  Net income of $9.2M ($0.87 diluted EPS) in Q1 2023 vs $9.6M ($0.91) in Q4 2022 and $8.4M ($0.76) in Q1 2022.

• March 17, 2023, 7:59 PM ET leadership materiality 0.15 neutral item 5.02item 9.01

  Director Snoke moves from Class B to Class A to rebalance Orrstown board classes

  Glenn W. Snoke resigned as Class B director on March 13, 2023, and was immediately reappointed as Class A director.

• January 24, 2023, 6:59 PM ET earnings materiality 0.65 positive item 2.02item 7.01item 9.01 ◈ Earnings Releases

  Orrstown Q4 net income $9.6M, EPS $0.91; full-year adj. EPS $3.25; dividend raised to $0.20

  Q4 2022 net income $9.6M ($0.91 diluted EPS) vs Q3 net loss $4.8M ($0.47 loss) and Q4 2021 net income $6.7M ($0.60).

• December 28, 2022, 6:59 PM ET other material materiality 0.30 positive item 1.01item 9.01 ◈ Material Agreements

  Orrstown sells Path Valley branch to Juniata Valley Bank; assumes $31.7M deposits at 6% premium

  Sale of Path Valley branch (Spring Run, PA) to Juniata Valley Bank; deposit liabilities ~$31.7M assumed; 6% premium on final deposit balance.

• December 19, 2022, 6:59 PM ET other material materiality 0.40 neutral item 5.02item 9.01

  Orrstown enters deferred compensation agreement with EVP Metz tied to ROATE performance

  Agreement with Adam L. Metz, Executive VP and Chief Revenue Officer, effective December 2022.

• December 13, 2022, 6:59 PM ET litigation materiality 0.60 negative item 1.01item 9.01 ◈ Material Agreements

  Orrstown settles shareholder class action for $15M; company contributes $13M

  Settlement resolves securities class action filed in 2012; Orrstown pays $13M of the $15M total.

• November 8, 2022, 6:59 PM ET litigation materiality 0.80 negative item 1.01item 2.02item 9.01 ◈ Earnings Releases ×2◈ Material Agreements

  Orrstown settles shareholder class action for $15M; records $13M charge, posts Q3 net loss

  Agreed to settle class action lawsuit; company contributes $13M of the $15M total payment; mutual release and dismissal with prejudice.

Executive changes

Earnings & guidance

Materiality & sentiment trend

Max materiality 0.90 · Median 0.57 · Most common event earnings

16 positive 4 negative 30 neutral

source · ORRF on sec.gov