earnings
confidence high
sentiment positive
materiality 0.70
Orrstown Q2 net income $19.4M ($1.01 EPS); dividend raised to $0.27, share repurchase authorized
ORRSTOWN FINANCIAL SERVICES INC
2025-Q2 EPS reported
$1.94
- Net income $19.4M ($1.01 diluted EPS) vs $18.1M ($0.93) prior quarter; adjusted EPS $1.04.
- Net interest margin (tax-equiv) 4.07%, up 7 bp from Q1; loans grew 6% annualized ($55.4M).
- Deposits declined $117.1M to $4.5B; loan-to-deposit ratio rose to 87%.
- Dividend increased to $0.27/share (+$0.01) payable Aug 12; $500K share buyback authorized.
- Tangible book value $22.77 (up $0.78); tangible common equity ratio 8.3% vs 7.9%.
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