earnings
confidence high
sentiment positive
materiality 0.75
Q3 record revenue & earnings; same-store pawn +13% US/+18% LatAm/+25% UK; dividend $0.42; $150M buyback
FirstCash Holdings, Inc.
2025-Q3 EPS
reported $5.07
vs consensus $1.98
▲ beat
(+155.9%)
- Record Q3 revenue and earnings across all segments; UK H&T acquisition contributed partial quarter.
- U.S. pawn same-store receivables +13% YoY; Latin America +18%; UK +25% (local currency).
- AFF segment earnings growth driven by lower loss provisions and improved operating margins.
- Quarterly dividend declared $0.42/share; new $150M share repurchase authorization; $90M YTD repurchases.
- Full-year revenue growth guidance raised for U.S., Latin America, and increased H&T accretion.