earnings
confidence high
sentiment positive
materiality 0.70
Dime Community Q3 EPS $0.59; net interest margin rises to 3.01%; core deposits up
Dime Community Bancshares, Inc. /NY/
2025-Q3 EPS reported
$1.67
revenue$14,494,000
- Net income to common $25.8M ($0.59 diluted EPS) vs $11.5M ($0.29) YoY; adjusted EPS $0.61.
- Net interest income $103.4M (+29% YoY); net interest margin 3.01% vs 2.50% YoY.
- Core deposits (ex-brokered/time) up $972M YoY; business loans grew $160.5M linked quarter.
- Provision for credit losses $13.3M vs $9.2M linked quarter; non-performing loans $72.1M vs $53.2M.
- Management expects further NIM expansion in Q4; efficiency ratio improved to 53.8% from 65.9% YoY.