earnings
confidence high
sentiment positive
materiality 0.55
First Interstate Q3 net income $71.4M, EPS $0.69; NIM expands to 3.34%
FIRST INTERSTATE BANCSYSTEM INC
2025-Q3 EPS
reported $1.87
vs consensus $0.63
▲ beat
(+197.9%)
- Net income $71.4M ($0.69 diluted EPS) vs $55.5M Q3 2024; flat sequentially.
- Net interest margin 3.34%, up 4 bps QoQ and 33 bps YoY; adjusted NIM 3.30%.
- Zero provision for credit losses in Q3; net charge-offs $2.3M (0.06% annualized).
- Total deposits down $25.6M from Q2 2025; repurchased ~$57.2M in stock through Oct 28.
- Dividend declared $0.47 per share payable Nov 20, 2025, unchanged from prior quarter.