earnings
confidence high
sentiment positive
materiality 0.75
Kemper Q4 net income $97.4M ($1.51 EPS) vs $51.4M YoY; adjusted op income $115.1M
KEMPER Corp
2024-FY EPS reported
$4.91
revenue$4,638,600,000
- Net income $97.4M ($1.51 diluted EPS) vs $51.4M ($0.80) in Q4 2023; adjusted net op income $115.1M ($1.78).
- Q4 ROE 14.0%, adjusted ROE 21.4%; FY 2024 ROE 11.9%, adjusted ROE 18.3%.
- Specialty P&C PIF growth 5.1% YoY; underlying combined ratio 91.7% for Q4, 91.5% annual.
- Parent liquidity $1.3B; repurchased ~$14M stock, increased quarterly dividend, retiring $450M senior notes.
- Life business continued strong return on capital and distributable cash flows.