Kemper Q3 net loss $21M vs prior year profit $73.7M; adjusted EPS $0.33 from $1.62

KEMPER Corp

2025-Q3 EPS reported $2.37 revenue$3,658,300,000

Net loss $21.0M ($0.34 per share) in Q3 2025 vs net income $73.7M ($1.14 per share) in Q3 2024.
Adjusted consolidated net operating income fell to $20.4M ($0.33 per share) from $105.0M ($1.62).
Specialty P&C segment pressured results; management taking actions to improve profitability and growth.
Trailing 12-month operating cash flow ~$585M; parent liquidity ~$1.0B.
Repurchased ~5.1M shares for ~$266M (avg $52.65) from July 1 through October 31, 2025.

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