earnings
confidence high
sentiment negative
materiality 0.75
Hartford Q1 net income $625M (-16% YoY); P&C premiums up 9%
HARTFORD INSURANCE GROUP, INC.
2025-Q1 EPS reported
$2.15
revenue$6,810,000,000
- Net income $625M ($2.15 EPS) vs $748M ($2.47 EPS) in Q1 2024; core earnings $639M ($2.20 EPS) down 10%.
- P&C written premiums +9% YoY; Business Insurance +10%, Personal Insurance +8%.
- Personal Insurance combined ratio 106.1; underlying combined ratio 89.7, improved 6.4 pts.
- P&C CAT losses $467M including $325M from January 2025 California wildfires, net of reinsurance.
- Returned $550M to shareholders: $400M share repurchases and $150M dividends.