earnings
confidence high
sentiment positive
materiality 0.75
BOK Financial reports record Q4 EPS $2.89; full-year EPS $9.17, up 12.7% YoY
BOK FINANCIAL CORP
2025-FY EPS
reported $9.17
vs consensus $2.41
▲ beat
(+281.1%)
- Q4 net income $177.3M ($2.89 diluted EPS) vs $140.9M ($2.22) a year ago; record quarterly EPS.
- Full-year 2025 net income $578.0M ($9.17 diluted EPS), versus $523.6M ($8.14) for 2024.
- Q4 net interest income $345.3M (+$7.6M QoQ); net interest margin expanded 7 bps to 2.98%.
- Loans grew $786M to $25.7B, led by commercial; deposits up $935M to $39.4B.
- Repurchased 2,617,414 shares at $107.99 avg in Q4; tangible common equity ratio 9.46%.