EZCORP Q3 net income $12.2M; record pawn loans $204.2M, up 30% YoY

EZCORP INC

2022-Q3 EPS reported $0.59 revenue$652,818,000

Diluted EPS $0.17 vs loss of $0.05; adjusted EPS $0.16 vs loss of $0.03.
Total revenue $215.8M (+24% YoY); gross profit $129.5M (+20%).
Pawn loans outstanding record $204.2M, up 30% (US +36%, LatAm +11%).
Merchandise sales gross margin 38%, at high end of target; inventory turnover 2.8x.
Opened 8 de novo LatAm stores, acquired 3 Dallas stores; EZ+ Rewards 1.4M enrolled.

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