earnings
confidence high
sentiment neutral
materiality 0.70
Mid Penn Q2 adjusted EPS $0.70 beats $0.69 consensus; William Penn acquisition closed
MID PENN BANCORP INC
2025-Q2 EPS
reported $0.89
vs consensus $0.37
▲ beat
(+143.4%)
- GAAP EPS $0.22 vs $0.71 a year ago; adjusted EPS $0.70 (non-GAAP) up 2.9% YoY.
- Completed William Penn acquisition on Apr 30, adding $757M assets; Charis Insurance closed May 12.
- Net interest margin improved to 3.44% from 3.37% in Q1; cost of funds fell to 2.44%.
- Organic loans declined $89.6M (2.0%) due to CRE payoffs; deposits rose $96.2M organically.
- Board declared $0.20 quarterly dividend, 59th consecutive, payable Aug 25 to Aug 8 record holders.
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