Universal Q1 GAAP EPS $1.88 vs $1.44 YoY; net combined ratio 89.7% improves 5.3 pts

UNIVERSAL INSURANCE HOLDINGS, INC.

2026-Q1 EPS reported $1.88 revenue$393,565,000

Diluted GAAP EPS of $1.88, adjusted EPS $2.00; net income $54.3M up 31% YoY.
Direct premiums written $506.5M (+8.5% YoY); policies in force up 5.8% to 915,306.
Net combined ratio 89.7% (down 5.3 pts) on lower loss ratio of 63.9% (down 6.6 pts).
Book value per share $20.95, up 39.9% YoY; quarterly dividend $0.16/sh declared.
Completed 2026-2027 reinsurance renewal; secured $352M additional multi-year coverage.

item 2.02 item 9.01

Key facts

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Earnings Releases SEC 8-K Item 2.02 confidence 0.9

UNIVERSAL INSURANCE HOLDINGS, INC. reported Three Months Ended March 31, 2026 results: revenue $ 393,565, net income $ 54,288, EPS $ 1.88.

Period: Three Months Ended March 31, 2026
Revenue: $ 393,565
Net income: $ 54,288
EPS: $ 1.88
Result: reported results

Exact text from the filing

Three Months Ended March 31, 2026 2025 Change GAAP comparison Total revenues $ 393,565 $ 394,867 (0.3) % Operating income (loss) $ 73,287 $ 57,068 28.4 % Operating income (loss) margin 18.6 % 14.5 % 4.1 pts Net income (loss) available to common stockholders $ 54,288 $ 41,436 31.0 % Diluted earnings (loss) per common share $ 1.88 $ 1.44 30.6 %

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1341 earnings releases filed in the last 30 days. Browse all earnings releases →

UNIVERSAL INSURANCE HOLDINGS, INC. filing history →

Source: SEC EDGAR

accession 0000891166-26-000042

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