earnings
confidence high
sentiment positive
materiality 0.70
Hawthorn Bancshares Q1 net income $5.4M, EPS $0.77; dividend raised to $0.20
HAWTHORN BANCSHARES, INC.
2025-Q1 EPS reported
$0.77
- Net income of $5.4M, up 20.8% YoY; diluted EPS $0.77, up 22% from prior year quarter.
- Net interest margin (FTE) improved to 3.67% from 3.39% a year ago; efficiency ratio fell to 66.64%.
- Non-performing assets to total loans improved to 0.21% from 0.69% YoY; net charge-offs near zero.
- Loans held for investment grew $4.2M QoQ; deposits increased $10.7M QoQ; total risk-based capital 14.94%.
- Board declared $0.20 quarterly dividend, a $0.01 increase from prior quarter, payable July 1, 2025.