Hawthorn Bancshares Q2 net income $6.1M, EPS $0.88; declares $0.20 dividend

HAWTHORN BANCSHARES, INC.

2025-Q2 EPS reported $1.65

Q2 net income $6.1M, EPS $0.88 (up 31.8% and 33% YoY); efficiency ratio improved to 62.32%.
Net interest margin (FTE) expanded to 3.89% from 3.33% YoY; loans decreased 0.5% QoQ to $1.46B.
Non-performing assets rose to $5.2M (0.35% of loans) vs $3.1M prior quarter due to OREO property.
Board approved $0.20 quarterly dividend payable Oct 1, record Sep 15; share repurchase authorization increased to $10M.
Capital ratios well capitalized: total risk-based capital 15.12%; book value per share $22.53 (+14.3% YoY).

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