Hawthorn Bancshares Q3 net income $6.1M, EPS $0.88, NIM expands to 3.97%

HAWTHORN BANCSHARES, INC.

2025-Q3 EPS reported $2.53

Net income $6.1M, up 34.1% YoY; diluted EPS $0.88 vs $0.66 prior year.
Net interest margin (FTE) improved to 3.97% from 3.36% YoY; net interest income $16.9M.
Loans grew $51.1M (3.5%) QoQ to $1.51B; deposits up $7.9M to $1.53B.
Book value per share $23.76, up 13.6% YoY; efficiency ratio improved to 62.30%.
Board declared $0.20 quarterly dividend payable Jan 1, 2026 to holders of record Dec 15.

This headline and bullets were generated automatically by deepseek-v4-flash:cloud@v2 from the public filing. Read the source on SEC.gov before relying on any specific claim. Not investment advice. See methodology for how this pipeline works.