earnings
confidence high
sentiment positive
materiality 0.65
Hawthorn Bancshares Q2 net income $7.3M, EPS $1.06, up 20% YoY; NIM expands to 4.16%
HAWTHORN BANCSHARES, INC.
- Net income $7.3M ($1.06 diluted EPS), up 20.1% from Q2 2025; return on avg assets 1.63%, equity 16.39%.
- Net interest margin (FTE) 4.16%, up from 3.89% YoY; loan yield 6.18%, deposit cost 2.13%.
- Loans held for investment $1.42B, down 2.6% QoQ; deposits $1.49B, down 2.0% QoQ.
- Non-performing assets to loans 0.53% vs 0.35% YoY; allowance for credit losses 1.46% of loans.
- Board declared $0.21 quarterly dividend payable Oct 1, 2026; increased share repurchase authorization to $10M.