earnings
confidence high
sentiment positive
materiality 0.75
Pathward Q4 EPS $1.35, full-year EPS $6.62, above guidance high end
PATHWARD FINANCIAL, INC.
2024-FY EPS reported
$6.62
revenue$754,705,000
- Q4 net income $33.6M ($1.35/diluted share) vs $35.9M ($1.36) YoY; revenue $167.9M, +4%.
- Full-year net income $168.4M ($6.62/share), up 11% YoY; above updated guidance range.
- NIM expanded to 6.66% (5.15% including rate-related processing expense) from 6.19%.
- Total gross loans $4.08B, down $290.9M YoY due to insurance premium finance held for sale.
- Repurchased 236,308 shares at avg $63.44; 7M shares remain under buyback.