USCB Financial amends CFO Anderson's severance to extend post-Change in Control protection beyond 12 months

USCB FINANCIAL HOLDINGS, INC.

Section 5(e) amended to provide severance if termination occurs more than 12 months after a Change in Control.
Severance payment equals 1x base salary plus accrued annual bonus, paid in two lump-sum installments.
Continued medical/dental benefits with 100% employer-paid premiums for up to 1 year of COBRA.
No other changes to the employment agreement; effective January 28, 2026.
Approved by Compensation Committee on same date.

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