Benigno Pazos
On October 30, 2023, Benigno Pazos, Executive Vice President and Chief Credit Officer, notified USCB Financial Holdings, Inc. (the “Company”) of his decision to retire, effective December 31, 2023
Highest-materiality recent filing
USCB Financial Holdings files investor presentation for Q2 2026
Investor presentation for Q2 2026 made available; no specific financial data provided in the filing.
USCB Financial Holdings Q2 2026 EPS $0.49, assets top $3B, NIM expands to 3.49%
Net income $9.1M ($0.49 diluted EPS) vs $8.1M ($0.40) in Q2 2025; ROAA 1.26%, ROAE 15.90%.
USCB Financial Holdings declares $0.125 quarterly dividend payable Sept 4, 2026
Quarterly cash dividend of $0.125 per share of Class A common stock declared.
William Turner, EVP and Chief Credit Officer, to retire on July 3, 2026 after over 40 years in banking.
USCB Financial elects banking veteran Ramon M. Rodriguez as independent director
Ramon M. Rodriguez elected independent director of USCB Financial and U.S. Century Bank at May 26 annual meeting.
Patriot owns 10.2% of USCB voting common stock; agreement terminated mutually.
USCB Financial Holdings Q1 EPS $0.51, net income up 22% to $9.4M
Diluted EPS $0.51 vs $0.38 YoY; net income $9.4M, up 22%.
USCB Financial declares quarterly dividend of $0.125 per share
Quarterly cash dividend of $0.125 per share on Class A common stock declared.
Director W. Kirk Wycoff resigns from USCB Financial board effective April 6, 2026
W. Kirk Wycoff resigned as a director of USCB Financial Holdings and subsidiary U.S. Century Bank.
USCB Financial Holdings amends CEO Luis de la Aguilera's employment agreement
Amendment effective Jan 30, 2026: converts CEO's term life insurance to whole life policy; company pays premiums for 10 more years.
Section 5(e) amended to provide severance if termination occurs more than 12 months after a Change in Control.
USCB reports Q4 GAAP EPS $0.07, operating EPS $0.44; portfolio restructuring charge hits results
Net income $1.4M ($0.07 diluted EPS) vs $6.9M ($0.34) in Q4 2024.
USCB raises quarterly dividend 25% to $0.125 per share
Quarterly cash dividend increased to $0.125 per share from $0.10, a 25.0% rise.
USCB Bank amends change in control agreement with EVP/CLO Bustle; term to Dec 2028
Lump sum payment of 1.0x annual base salary upon change in control, paid within 30 days.
USCB Financial Holdings sells $44.6M in low-yield securities; expects $5.6M after-tax loss
Sold $44.6M in AFS securities (weighted avg yield 1.70%) to redeploy into higher-yielding CRE loans.
Presentation covers third quarter 2025 results but no EPS, revenue, or other metrics are provided in the filed excerpt.
USCB reports record Q3 EPS $0.45, ROAE 15.74%; issues $40M sub notes, repurchases 2M shares
Record fully diluted EPS of $0.45, up from $0.35 YoY; net income $8.9M.
USCB Financial declares $0.10 quarterly dividend payable Dec 5, 2025
Dividend of $0.10 per share of Class A common stock declared by Board of Directors.
USCB Financial Holdings enters stock repurchase agreement for 2M shares at $17.19 per share
Agreement to buy 2,000,000 shares from Patriot Financial Partners II and Patriot Parallel II at $17.19/share (1% discount to 10-day VWAP).
USCB Financial issues $40M subordinated notes at 7.625%, due 2035 for Tier 2 capital
Issued $40.0M aggregate principal amount of 7.625% Fixed-to-Floating Rate Subordinated Notes due August 15, 2035.
USCB Financial Holdings files Q2 2025 investor presentation; no specific financials released
The company furnished an investor presentation covering Q2 2025 strategic overview.
USCB reports record Q2 2025 EPS $0.40; NIM expands to 3.28%
Net income $8.1M ($0.40 diluted EPS) vs $6.2M ($0.31) in Q2 2024.
USCB declares $0.10 quarterly dividend payable Sept 5, 2025
Dividend of $0.10 per share of Class A common stock declared.
USCB Financial Holdings holds Annual Meeting; all nine director nominees elected
18,392,509 of 20,048,385 eligible shares voted, constituting a quorum.
USCB posts record Q1 EPS of $0.38 (+65% YoY); ROAA 1.19%, NIM expands to 3.10%
Net income $7.7M, diluted EPS $0.38 vs $0.23 Q1 2024; ROAA 1.19% (vs 0.76%); ROAE 14.15% (vs 9.61%).
USCB declares $0.10 quarterly dividend, payable June 5, 2025
Quarterly cash dividend of $0.10 per share of Class A common stock declared.
USCB files Q4 2024 investor presentation; no specific financial data available
USCB filed a Q4 2024 investor presentation under Item 7.01 for use in investor meetings.
USCB reports Q4 2024 EPS of $0.34, doubles dividend to $0.10/share
Net income $6.9M, diluted EPS $0.34 vs. $0.14 in Q4 2023 (up 143%).
USCB Financial Holdings doubles quarterly dividend to $0.10 per share
Dividend increased 100% to $0.10 per share from prior $0.05 quarterly.
USCB Financial amends CFO Anderson's severance multiplier from 2x to 2.5x on change in control
Amendment effective Jan 6, 2025 increases CFO Robert Anderson's severance multiplier from 2x to 2.5x upon qualifying termination after a change in control.
USCB Financial Holdings files Q3 2024 investor presentation; no specific data disclosed in filing
Filing furnishes an investor presentation for Q3 2024; no financial results or guidance provided in the 8-K text.
USCB Financial Holdings reports record Q3 EPS of $0.35, up 84% YoY; ROAA 1.11%
Net income $6.9M ($0.35 diluted EPS) vs $3.8M ($0.19) in Q3 2023, a record.
USCB Financial Holdings declares $0.05 quarterly dividend payable Dec 5, 2024
Quarterly cash dividend of $0.05 per share of Class A common stock declared.
USCB Financial Holdings files Q2 2024 investor presentation; no specific financials disclosed
Company furnished an investor presentation for Q2 2024 to be used in investor meetings.
USCB Financial posts record diluted EPS of $0.31 in Q2 2024; net income $6.2M up 48% YoY
Net income $6.2M ($0.31 diluted EPS) vs $4.2M ($0.21) in Q2 2023; record EPS since going public.
USCB Financial declares $0.05 quarterly cash dividend payable Sept 5, 2024
Dividend of $0.05 per share on Class A common stock, payable September 5, 2024.
Annual meeting held May 28, 2024 with 18,872,382 shares represented, constituting a quorum.
USCB Financial Q1 EPS $0.23, down from $0.29; deposits grow $165.7M; new buyback of 500k shares
Net income $4.6M, diluted EPS $0.23 vs $5.8M, $0.29 in Q1 2023; NIM narrowed to 2.62% from 3.22%.
USCB declares $0.05 quarterly cash dividend payable June 5, 2024
Dividend of $0.05 per Class A common share declared by Board of Directors.
USCB Financial Holdings initiates quarterly dividend of $0.05/share, payable March 5, 2024
First cash dividend of $0.05 per share on Class A common stock declared.
USCB Financial Q4 2023 EPS $0.14, net income $2.7M, NIM 2.65%, loan growth 18.1%
Net income $2.7M ($0.14 diluted EPS) vs $4.4M ($0.22) in Q4 2022; ROAA 0.48%.
Court dismisses shareholder class action against USCB directors with prejudice
Litigation filed July 13, 2023 by three former U.S. Century Bank shareholders over 2021 preferred stock exchange, alleging ultra vires and breach of fiduciary duty.
USCB Financial Holdings appoints William Turner as EVP and Chief Credit Officer
William Turner appointed EVP and Chief Credit Officer of U.S. Century Bank, effective December 7, 2023.
USCB Financial announces retirement of CCO, departure of GC, promotion of CRO
Benigno Pazos, EVP and CCO, to retire effective Dec 31, 2023 after eight years at the bank.
USCB Q3 net income $3.8M ($0.19 EPS), down 32% YoY; NIM contracts to 2.60%
Net income $3.8M ($0.19 diluted EPS) vs $5.6M ($0.28) in Q3 2022; NII $14.0M, down 16.4% YoY.
USCB Financial Holdings files Q2 2023 investor presentation; excerpt lacks specific figures
Investor presentation for Q2 2023 furnished as Exhibit 99.1 on August 7, 2023.
USCB Q2 EPS $0.21 vs $0.26 YoY; NIM falls to 2.73%
Net income $4.2M ($0.21 diluted) vs $5.3M ($0.26) in Q2 2022; annualized ROAA 0.77% from 1.08%.
USCB Financial Holdings adopts amended and restated bylaws
Board approved Amended and Restated Bylaws effective July 24, 2023.
USCB Financial Holdings appoints CEO Luis de la Aguilera as Chairman of the Board
Luis de la Aguilera, President & CEO, appointed Chairman effective June 26, 2023.
USCB Financial Holdings amends articles to convert Class B stock 1-for-1 to Class A
Conversion factor for Class B non-voting to Class A voting common stock changed from 0.2 to 1-for-1.
On October 30, 2023, Benigno Pazos, Executive Vice President and Chief Credit Officer, notified USCB Financial Holdings, Inc. (the “Company”) of his decision to retire, effective December 31, 2023
on October 30, 2023, Jalal “Jay” Shehadeh, Executive Vice President and General Counsel, notified the Company of his decision to resign, effective December 31, 2023, to pursue personal opportunities.
Effective as of March 31, 2022, the Board of Directors (the “Board”) of USCB Financial Holdings, Inc. (the “Company”) appointed Ms. Maria del Carmen Alonso to the Board of the Company effective, March 31, 2022.
the Board of Directors (the “Board”) of USCB Financial Holdings, Inc. (the “Company”) appointed Mr. Robert E. Kafafian to the Board of the Company effective, March 28, 2022.
On February 15, 2022, the Board of Directors (the “Board”) of USCB Financial Holdings, Inc. (the “Company”) appointed Mr. Ramon A. Rodriguez to the Board of the Company effective, February 15, 2022.
Max materiality 0.85 · Median 0.47 · Most common event other_material