Recent 8-K filings for USCB

• June 1, 2026, 4:50 PM ET leadership materiality 0.45 neutral item 8.01item 9.01

  USCB Financial Holdings CCO William Turner to retire July 3, 2026; Sergio Garrido named successor effective July 6

  William Turner, EVP and Chief Credit Officer, to retire on July 3, 2026 after over 40 years in banking.

• May 27, 2026, 4:37 PM ET leadership materiality 0.35 positive item 5.07item 8.01item 9.01

  USCB Financial elects banking veteran Ramon M. Rodriguez as independent director

  Ramon M. Rodriguez elected independent director of USCB Financial and U.S. Century Bank at May 26 annual meeting.

• May 1, 2026, 7:59 PM ET other material materiality 0.40 neutral item 1.02item 1.01item 9.01 ◈ Material Agreements

  USCB terminates Side Letter Agreement with Patriot Financial Partners; Patriot's rep resigned from board

  Patriot owns 10.2% of USCB voting common stock; agreement terminated mutually.

• April 23, 2026, 7:59 PM ET earnings materiality 0.75 positive item 2.02item 7.01item 9.01 ◈ Earnings Releases

  USCB Financial Holdings Q1 EPS $0.51, net income up 22% to $9.4M

  Diluted EPS $0.51 vs $0.38 YoY; net income $9.4M, up 22%.

• April 20, 2026, 7:59 PM ET dividend materiality 0.35 neutral item 7.01item 9.01

  USCB Financial declares quarterly dividend of $0.125 per share

  Quarterly cash dividend of $0.125 per share on Class A common stock declared.

• April 8, 2026, 7:59 PM ET leadership materiality 0.30 neutral item 5.02item 9.01

  Director W. Kirk Wycoff resigns from USCB Financial board effective April 6, 2026

  W. Kirk Wycoff resigned as a director of USCB Financial Holdings and subsidiary U.S. Century Bank.

• February 4, 2026, 6:59 PM ET other materiality 0.40 neutral item 5.02item 9.01

  USCB Financial Holdings amends CEO Luis de la Aguilera's employment agreement

  Amendment effective Jan 30, 2026: converts CEO's term life insurance to whole life policy; company pays premiums for 10 more years.

• January 30, 2026, 6:59 PM ET other material materiality 0.55 neutral item 5.02item 9.01

  USCB Financial amends CFO Anderson's severance to extend post-Change in Control protection beyond 12 months

  Section 5(e) amended to provide severance if termination occurs more than 12 months after a Change in Control.

• January 22, 2026, 6:59 PM ET earnings materiality 0.65 negative item 2.02item 7.01item 9.01

  USCB reports Q4 GAAP EPS $0.07, operating EPS $0.44; portfolio restructuring charge hits results

  Net income $1.4M ($0.07 diluted EPS) vs $6.9M ($0.34) in Q4 2024.

• January 20, 2026, 6:59 PM ET dividend materiality 0.60 positive item 7.01item 9.01

  USCB raises quarterly dividend 25% to $0.125 per share

  Quarterly cash dividend increased to $0.125 per share from $0.10, a 25.0% rise.

• December 23, 2025, 6:59 PM ET leadership materiality 0.35 neutral item 5.02item 9.01

  USCB Bank amends change in control agreement with EVP/CLO Bustle; term to Dec 2028

  Lump sum payment of 1.0x annual base salary upon change in control, paid within 30 days.

• December 5, 2025, 6:59 PM ET other material materiality 0.65 positive item 2.02item 9.01

  USCB Financial Holdings sells $44.6M in low-yield securities; expects $5.6M after-tax loss

  Sold $44.6M in AFS securities (weighted avg yield 1.70%) to redeploy into higher-yielding CRE loans.

• October 28, 2025, 7:59 PM ET other material materiality 0.15 neutral item 7.01item 9.01

  USCB Financial Holdings files Q3 2025 investor presentation; no specific financial figures disclosed in excerpt

  Presentation covers third quarter 2025 results but no EPS, revenue, or other metrics are provided in the filed excerpt.

• October 23, 2025, 7:59 PM ET earnings materiality 0.85 positive item 2.02item 7.01item 9.01

  USCB reports record Q3 EPS $0.45, ROAE 15.74%; issues $40M sub notes, repurchases 2M shares

  Record fully diluted EPS of $0.45, up from $0.35 YoY; net income $8.9M.

• October 20, 2025, 7:59 PM ET dividend materiality 0.25 neutral item 7.01item 9.01

  USCB Financial declares $0.10 quarterly dividend payable Dec 5, 2025

  Dividend of $0.10 per share of Class A common stock declared by Board of Directors.

• September 5, 2025, 7:59 PM ET other material materiality 0.70 positive item 1.01item 9.01

  USCB Financial Holdings enters stock repurchase agreement for 2M shares at $17.19 per share

  Agreement to buy 2,000,000 shares from Patriot Financial Partners II and Patriot Parallel II at $17.19/share (1% discount to 10-day VWAP).

• August 14, 2025, 7:59 PM ET debt materiality 0.50 neutral item 1.01item 2.03item 9.01 ◈ Debt Financings

  USCB Financial issues $40M subordinated notes at 7.625%, due 2035 for Tier 2 capital

  Issued $40.0M aggregate principal amount of 7.625% Fixed-to-Floating Rate Subordinated Notes due August 15, 2035.

• July 25, 2025, 7:59 PM ET other materiality 0.15 neutral item 7.01item 9.01

  USCB Financial Holdings files Q2 2025 investor presentation; no specific financials released

  The company furnished an investor presentation covering Q2 2025 strategic overview.

• July 24, 2025, 7:59 PM ET earnings materiality 0.65 positive item 2.02item 7.01item 9.01

  USCB reports record Q2 2025 EPS $0.40; NIM expands to 3.28%

  Net income $8.1M ($0.40 diluted EPS) vs $6.2M ($0.31) in Q2 2024.

• July 21, 2025, 7:59 PM ET dividend materiality 0.20 neutral item 7.01item 9.01

  USCB declares $0.10 quarterly dividend payable Sept 5, 2025

  Dividend of $0.10 per share of Class A common stock declared.

• May 27, 2025, 7:59 PM ET other material materiality 0.15 neutral item 5.07item 9.01

  USCB Financial Holdings holds Annual Meeting; all nine director nominees elected

  18,392,509 of 20,048,385 eligible shares voted, constituting a quorum.

• April 24, 2025, 7:59 PM ET earnings materiality 0.75 positive item 2.02item 7.01item 9.01

  USCB posts record Q1 EPS of $0.38 (+65% YoY); ROAA 1.19%, NIM expands to 3.10%

  Net income $7.7M, diluted EPS $0.38 vs $0.23 Q1 2024; ROAA 1.19% (vs 0.76%); ROAE 14.15% (vs 9.61%).

• April 21, 2025, 7:59 PM ET dividend materiality 0.10 neutral item 7.01item 9.01

  USCB declares $0.10 quarterly dividend, payable June 5, 2025

  Quarterly cash dividend of $0.10 per share of Class A common stock declared.

• January 24, 2025, 6:59 PM ET other materiality 0.10 neutral item 7.01item 9.01

  USCB files Q4 2024 investor presentation; no specific financial data available

  USCB filed a Q4 2024 investor presentation under Item 7.01 for use in investor meetings.

• January 23, 2025, 6:59 PM ET earnings materiality 0.75 positive item 2.02item 7.01item 9.01

  USCB reports Q4 2024 EPS of $0.34, doubles dividend to $0.10/share

  Net income $6.9M, diluted EPS $0.34 vs. $0.14 in Q4 2023 (up 143%).

• January 21, 2025, 6:59 PM ET dividend materiality 0.55 positive item 7.01item 9.01

  USCB Financial Holdings doubles quarterly dividend to $0.10 per share

  Dividend increased 100% to $0.10 per share from prior $0.05 quarterly.

• January 6, 2025, 6:59 PM ET other material materiality 0.40 neutral item 5.02item 9.01

  USCB Financial amends CFO Anderson's severance multiplier from 2x to 2.5x on change in control

  Amendment effective Jan 6, 2025 increases CFO Robert Anderson's severance multiplier from 2x to 2.5x upon qualifying termination after a change in control.

• November 6, 2024, 6:59 PM ET other material materiality 0.10 neutral item 7.01item 9.01

  USCB Financial Holdings files Q3 2024 investor presentation; no specific data disclosed in filing

  Filing furnishes an investor presentation for Q3 2024; no financial results or guidance provided in the 8-K text.

• October 31, 2024, 7:59 PM ET earnings materiality 0.80 positive item 2.02item 7.01item 9.01

  USCB Financial Holdings reports record Q3 EPS of $0.35, up 84% YoY; ROAA 1.11%

  Net income $6.9M ($0.35 diluted EPS) vs $3.8M ($0.19) in Q3 2023, a record.

• October 28, 2024, 7:59 PM ET dividend materiality 0.25 neutral item 7.01item 9.01

  USCB Financial Holdings declares $0.05 quarterly dividend payable Dec 5, 2024

  Quarterly cash dividend of $0.05 per share of Class A common stock declared.

• July 29, 2024, 7:59 PM ET other material materiality 0.15 neutral item 7.01item 9.01

  USCB Financial Holdings files Q2 2024 investor presentation; no specific financials disclosed

  Company furnished an investor presentation for Q2 2024 to be used in investor meetings.

• July 25, 2024, 7:59 PM ET earnings materiality 0.75 positive item 2.02item 7.01item 9.01

  USCB Financial posts record diluted EPS of $0.31 in Q2 2024; net income $6.2M up 48% YoY

  Net income $6.2M ($0.31 diluted EPS) vs $4.2M ($0.21) in Q2 2023; record EPS since going public.

• July 22, 2024, 7:59 PM ET dividend materiality 0.25 neutral item 7.01item 9.01

  USCB Financial declares $0.05 quarterly cash dividend payable Sept 5, 2024

  Dividend of $0.05 per share on Class A common stock, payable September 5, 2024.

• May 29, 2024, 7:59 PM ET other material materiality 0.15 neutral item 5.07item 9.01

  USCB Financial Holdings reports annual meeting results: all director nominees elected and auditor ratified

  Annual meeting held May 28, 2024 with 18,872,382 shares represented, constituting a quorum.

• April 25, 2024, 7:59 PM ET earnings materiality 0.55 neutral item 2.02item 7.01item 9.01 ◈ Earnings Releases

  USCB Financial Q1 EPS $0.23, down from $0.29; deposits grow $165.7M; new buyback of 500k shares

  Net income $4.6M, diluted EPS $0.23 vs $5.8M, $0.29 in Q1 2023; NIM narrowed to 2.62% from 3.22%.

• April 23, 2024, 7:59 PM ET dividend materiality 0.50 neutral item 7.01item 9.01

  USCB declares $0.05 quarterly cash dividend payable June 5, 2024

  Dividend of $0.05 per Class A common share declared by Board of Directors.

Earnings & guidance

Materiality & sentiment trend

Max materiality 0.85 · Median 0.40 · Most common event other_material

12 positive 1 negative 23 neutral

source · USCB on sec.gov