USCB Financial Holdings amends CEO Luis de la Aguilera's employment agreement

USCB FINANCIAL HOLDINGS, INC.

Amendment effective Jan 30, 2026: converts CEO's term life insurance to whole life policy; company pays premiums for 10 more years.
Company continues to pay long-term care policy premiums through December 2042 (20-year premium period).
Severance clause expanded: termination more than 12 months after a Change in Control now eligible for severance payment.
Severance equals 1x base salary plus accrued annual bonus, paid in two installments with COBRA continuation.
Insurance premiums continue post-termination (or lump-sum present value) if terminated for other than Cause or for Good Reason.

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