earnings
confidence high
sentiment neutral
materiality 0.85
Capital One Q2 net loss $4.3B ($8.58/sh) on Discover acquisition charges; adjusted EPS $5.48
CAPITAL ONE FINANCIAL CORP
2025-Q2 EPS reported
-$6.74
revenue$22,492,000,000
- GAAP net loss of $4.3B vs Q1 net income of $1.4B; adjusted net income of $5.48 per diluted share.
- Total revenue $12.5B (+25% QoQ); net interest margin 7.62% (adjusted 7.68%).
- Provision for credit losses $11.4B, including $7.9B loan reserve build tied to Discover non-PCD loans.
- Completed Discover acquisition May 18; period-end loans $439.3B, deposits $468.1B.
- CEO says integration progressing well; CET1 ratio 14.0% under Basel III Standardized.
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