Highest-materiality recent filing
Capital One May 2026 credit card NCO rate 4.82%; auto NCO rate 1.45%
Domestic credit card net charge-off rate 4.82% annualized; $1,022M net charge-offs on $254,552M avg loans.
Capital One registers 39,843 additional shares for resale related to Brex acquisition
Registering 39,843 additional shares of common stock for resale by selling security holders.
Capital One to present at Morgan Stanley US Financials conference on June 9
Presentation at Morgan Stanley US Financials conference on June 9, 2026 at 2:30 p.m. ET.
Capital One reports April 2026 domestic credit card net charge-off rate of 4.94%
Domestic credit card net charge-offs $1,042M, annualized rate 4.94% on average loans $253.1B.
All 13 director nominees elected with strong support; lowest was Jennifer L. Wong with 471.5M votes for (94.9% of votes cast).
Capital One files resale registration for 10.3M shares issued in Brex acquisition
Selling security holders may sell up to 10,345,906 shares of Capital One common stock.
Capital One Q1 2026 net income $2.2B, adjusted EPS $4.42; Discover integration on track
Net income of $2.2B ($3.34 diluted EPS) vs $2.1B ($3.26) in Q4 2025 and $1.4B ($3.45) in Q1 2025.
Capital One March 2026 credit metrics: card NCO 5.09%, auto NCO 1.44%
Domestic credit card net charge-off rate of 5.09% on $250.9B average loans.
Capital One completes Brex acquisition for ~$2.56B cash plus 10.6M shares; special RSU award
Acquisition of Brex Inc. closed on April 7, 2026, per Merger Agreement dated Jan 22, 2026.
Capital One February credit card net charge-off rate 5.17%; auto 1.54%
Domestic credit card net charge-off rate of 5.17% (annualized) for February 2026.
Capital One reports Jan 2026 credit card net charge-off rate 5.04%, auto 1.94%
Domestic credit card net charge-offs $1,082M on $257B average loans, annualized rate 5.04%.
Capital One to present at UBS Financial Services Conference on Feb 10, 2026
Presentation at UBS Financial Services Conference 2026 in Miami on Feb 10, 2026, at 2:40 p.m. ET.
Capital One approves $40M CEO pay for 2025; adopts new executive severance policies
CEO Fairbank 2025 package: $2.5M upfront RSU + $37.5M year-end award (performance shares, deferred cash, RSUs) = $40M total.
Issued $1.5B of 4.722% Fixed-to-Floating Rate Senior Notes due 2032 and $1.5B of 5.399% Fixed-to-Floating Rate Senior Notes due 2037.
Capital One reports Dec 2025 credit card net charge-off rate 5.01%, auto 2.07%
Credit card domestic net charge-offs: $1,085M, rate 5.01% (annualized).
Capital One Q4 net income $2.1B ($3.86 adj EPS); acquires Brex for $5.15B
Q4 2025 GAAP net income $2.1B ($3.26 EPS), down from Q3 2025 $3.2B ($4.83 EPS); adjusted EPS $3.86.
Capital One acquires Brex for $5.15B in cash and stock
Total consideration $5.15B: ~$2.75B cash + ~10.6M shares of Capital One common stock.
Capital One Nov 2025 credit metrics: Domestic Card charge-off rate 5.02%, Auto 1.71%
Domestic credit card net charge-offs $1,060M; annualized rate 5.02% as of Nov 30, 2025.
Capital One to present at Goldman Sachs Financial Services Conference on Dec 9, 2025
Presentation scheduled for Dec 9, 2025 at 2:20 p.m. EST.
Capital One reports October 2025 credit card NCO rate 4.77%, auto NCO rate 1.67%
Credit card loans: net charge-off rate 4.77%, 30+ day performing delinquency rate 3.99%.
Capital One awards $2M special cash bonus to President Matthew Cooper for integration role
Special cash award of $2,000,000 approved Nov 3, 2025 for Matthew Cooper, President, Discover Integration.
Capital One Q3 net income $3.2B ($4.83 EPS), beats; authorizes $16B share buyback
Net income $3.2B, diluted EPS $4.83; adjusted EPS $5.95; vs Q2 net loss $4.3B and Q3 2024 net income $1.8B.
Capital One reports Sept 2025 credit card NCO rate 4.35%, auto NCO rate 1.46%
Credit Card domestic net charge-off rate 4.35% for September 2025; 30+ day performing delinquency rate 3.89%.
Capital One reports Aug 2025 credit card net charge-off rate 4.70%, auto rate 1.58%
Credit card net charge-off rate 4.70% annualized on $254.7B period-end loans.
Capital One closes $2.75B senior notes offering (4.493% due 2031, 5.197% due 2036)
Issued $1.25B of 4.493% Fixed-to-Floating Rate Senior Notes due 2031 and $1.5B of 5.197% Fixed-to-Floating Rate Senior Notes due 2036.
Capital One Financial to present at Barclays conference on Sept 9, 2025
Presentation at Barclays 23rd Annual Global Financial Services Conference on Tuesday, Sept 9, 2025 at 2:00 p.m. EST.
Capital One July 2025 credit metrics: Credit Card NCO rate 4.83%, Auto 1.59%
Domestic Credit Card net charge-offs $1,010M; annualized NCO rate 4.83%.
Capital One Q2 net loss $4.3B ($8.58/sh) on Discover acquisition charges; adjusted EPS $5.48
GAAP net loss of $4.3B vs Q1 net income of $1.4B; adjusted net income of $5.48 per diluted share.
Capital One reports June 2025 monthly charge-off and delinquency metrics, first post-Discover close
Domestic Card net charge-off rate 4.96% (annualized); Auto net charge-off rate 1.69%.
Capital One SCB falls to 4.5% from 5.5% in 2025 CCAR; effective Oct 1
Preliminary Stress Capital Buffer of 4.5% effective Oct 1, 2025, per Federal Reserve 2025 CCAR.
Capital One redeems all Series P Preferred Stock, eliminates series designation
All outstanding 6.125% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series P redeemed on June 30, 2025.
Capital One to redeem all Series P preferred depositary shares on June 30
Company will redeem all 500,000 outstanding Series P Depositary Shares on June 30, 2025.
Capital One reports May 2025 credit card NCO rate 5.57%, notes Discover acquisition completed May 18
Domestic credit card net charge-off rate of 5.57% (annualized) for May 2025.
Capital One to present at Morgan Stanley conference on June 10
Presentation at Morgan Stanley US Financials, Payments & CRE conference on June 10, 2025 at 2:30 PM ET.
Capital One assigns committee roles to three new directors from Discover deal
On June 3, 2025, Michael Shepherd appointed to Risk and Audit Committees; Thomas Maheras and Jennifer Wong appointed to Risk Committee.
Capital One grants ~$43.5M in RSUs to CEO and NEOs for Discover integration work
CEO Fairbank gets 153,351 RSUs ($30M), vests June 3, 2030; settles 50% cash, 50% stock.
Capital One closes Discover acquisition; posts Discover FY2024 net income $4.54B
Discover FY2024 net income $4.535B (up 62% from $2.796B in 2023); total assets $147.6B.
Capital One completes Discover acquisition for ~257M shares; board expanded, $6.8B debt assumed
Capital One issued ~257M shares of common stock to Discover shareholders at 1.0192 exchange ratio.
Capital One April 2025 credit card NCO rate 5.66%; auto NCO rate 1.01%
Domestic credit card net charge-offs totaled $702M (5.66% annualized rate) on avg loans of $148.8B.
Capital One stockholders reelect all 12 directors at 2025 annual meeting; shareholder proposal fails
All 12 director nominees elected with >90% support; lowest vote for Ann Fritz Hackett at ~94% of votes cast.
Net income $1.4B ($3.45 diluted EPS) vs $1.3B ($3.13) YoY; adjusted EPS $4.06 excludes $0.39 legal and $0.22 integration costs.
Capital One reports March 2025 credit card net charge-off rate 6.09%, auto 1.21%
Domestic credit card net charge-offs of $750M, 6.09% annualized rate on avg loans $147.8B.
Capital One receives all regulatory approvals for Discover acquisition; closing May 18
OCC and Federal Reserve approved the deal; all required regulatory approvals obtained.
Capital One reports Feb 2025 credit card net charge-off rate 6.35%, auto 1.48%
Domestic credit card net charge-off rate 6.35% ($790M annualized); 30+ day delinquency rate 4.52%.
Capital One reports Jan 2025 credit card net charge-off rate 6.12%, auto 1.95%
Credit card net charge-off rate 6.12% on $151.7B avg loans; domestic segment.
Capital One and Discover stockholders approve acquisition with >99% votes in favor
Capital One stockholders: >99.8% voted in favor, representing 85.1% of outstanding shares.
Capital One to present at UBS Financial Services Conference on Feb 11, 2025
Presentation at 2025 UBS Financial Services Conference in Miami, FL on Feb 11, 2025 at 3:30 p.m. EST.
Special stockholder meetings for Capital One and Discover set for Feb 18, 2025 to vote on merger proposals.
Capital One approves CEO Fairbank 2024 incentive award of $31M and 2025 compensation plan
CEO 2024 incentive award totals $31.0M: $20.5M performance shares, $5.5M deferred cash, $5.0M RSUs.
Capital One closes $1.75B offering of 6.183% subordinated notes due 2036
Closed public offering of $1.75 billion 6.183% Fixed-to-Floating Rate Subordinated Notes due 2036.
As reported on the Original 8-K, as of the Effective Time (as defined in the Original 8-K), the Capital One board of directors (the 'Board') increased its size to 15 directors and appointed each of Thomas G. Maheras, Michael Shepherd and Jennifer L. Wong (each, a 'New Director' and, collectively, the 'New Directors') to join the Board.
As reported on the Original 8-K, as of the Effective Time (as defined in the Original 8-K), the Capital One board of directors (the 'Board') increased its size to 15 directors and appointed each of Thomas G. Maheras, Michael Shepherd and Jennifer L. Wong (each, a 'New Director' and, collectively, the 'New Directors') to join the Board.
As reported on the Original 8-K, as of the Effective Time (as defined in the Original 8-K), the Capital One board of directors (the 'Board') increased its size to 15 directors and appointed each of Thomas G. Maheras, Michael Shepherd and Jennifer L. Wong (each, a 'New Director' and, collectively, the 'New Directors') to join the Board.
The three former directors of Discover appointed by the Board to fill the increase in the size of the Board referred to above, in each case effective as of the Effective Time, are as follows: Thomas G. Maheras, Michael Shepherd and Jennifer L. Wong
The three former directors of Discover appointed by the Board to fill the increase in the size of the Board referred to above, in each case effective as of the Effective Time, are as follows: Thomas G. Maheras, Michael Shepherd and Jennifer L. Wong
The three former directors of Discover appointed by the Board to fill the increase in the size of the Board referred to above, in each case effective as of the Effective Time, are as follows: Thomas G. Maheras, Michael Shepherd and Jennifer L. Wong
On February 28, 2024, the Board of Directors (the “Board”) of Capital One Financial Corporation (the “Company”) appointed Suni P. Harford to serve as a director, effective April 1, 2024.
On November 4, 2021, the Board of Directors (the “Board”) of Capital One Financial Corporation (the “Company”) appointed Christine Detrick to serve as a director, effective November 5, 2021.
Max materiality 0.90 · Median 0.50 · Most common event other_material