Capital One reports October 2025 credit card NCO rate 4.77%, auto NCO rate 1.67%

CAPITAL ONE FINANCIAL CORP

Credit card loans: net charge-off rate 4.77%, 30+ day performing delinquency rate 3.99%.
Auto loans: net charge-off rate 1.67%, 30+ day performing delinquency rate 4.97%, nonperforming loan rate 0.64%.
Domestic credit card average loans $252.3B, period-end $254.2B; auto average $82.2B, period-end $82.5B.

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