WaFd reports Q2 2025 net income $56.3M; NII $160.9M; NPAs at 0.26% of assets

WAFD INC

2025-Q2 EPS reported $1.18 vs consensus $0.69 ▲ beat (+70.5%)

Net income $56.3M for three months ended March 31, 2025, up from $15.9M a year ago (prior quarter included merger costs).
Net interest income $160.9M (+1% YoY); efficiency ratio improved to 58.3% from 77.74%.
Non-performing assets $71M (0.26% of total assets); ACL $203M covers 286% of NPAs.
Total assets $27.6B; total deposits $21.4B; net loans $20.9B as of March 31, 2025.
Dividend $0.27/share (3.79% yield); 10.8M shares remain under buyback authorization; CET1 ratio well above minimum.

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