WaFd reports Q1 fiscal 2026 net income up 36% to $64.2M; efficiency ratio improves to 55.3%

WAFD INC

2026-Q1 EPS reported $0.79 vs consensus $0.77 ▲ beat (+3.1%)

Net income $64.2M for Q1 ended Dec 31, 2025, up 36% from $47.3M prior year; common net income $60.5M (+39%).
Net interest income $171.1M (+10% YoY); non-interest income $20.3M (+29%); efficiency ratio 55.3% vs 65.0%.
Total assets $27.3B, loans $19.8B, deposits $21.4B; NPAs 0.75% of assets; ACL 0.95% of loans.
Repurchased 1.95M shares YTD at $29.75; Board authorized additional 4.5M share buyback on Feb 3, 2026; dividend $0.27.

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