WaFd Q3 EPS $0.84, up 15% YoY; net income $66M; efficiency ratio 53.7%

WAFD INC

Diluted EPS $0.84, up 15% YoY from $0.73; net income $66M.
Net interest income $181M, up from $178M in Q2; NIM stable at 2.81%.
Efficiency ratio improved to 53.69% from 55.66% in prior quarter.
Non-performing assets 0.49% of total assets; delinquencies 0.75% (down from 0.78%).
ROATCE 11.0% vs 10.8% in Q2; 4.7M shares repurchased YTD; dividend $0.27 per share.

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