Riverview Bancorp Q3 FY2026 net income $1.4M ($0.07 EPS); NIM expands to 2.96%

RIVERVIEW BANCORP INC

2026-Q3 EPS reported $0.18

Net income $1.4M ($0.07 diluted EPS) vs $1.2M ($0.06) in Q3 FY2025; net interest income up to $10.5M from $9.4M.
Net interest margin expanded 36 bps YoY to 2.96%; loan yields rose to 5.26%.
Loans grew $15.1M to $1.07B; loan pipeline $77.2M; deposit costs fell to 1.39% from 1.41% prior quarter.
Non-interest expense $12.2M (flat QoQ, up from $11.2M YoY); efficiency ratio improved to 86.9% from 87.6% a year ago.
Credit quality: NPAs 0.07% of assets; provision $100k; net charge-offs $246k; classified assets rose to $13.5M.

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