Winchester Bancorp Q3 net income $305K vs $192K YoY; credit loss benefit of $21K vs provision $1.4M

Winchester Bancorp, Inc./MD/

Net income for Q3 FY2025 (three months ended March 31, 2025) was $305K, up from $192K in Q3 FY2024.
Nine-month net income fell to $46K from $678K year-over-year.
Benefit for credit losses of $21K vs provision of $1.4M in prior-year quarter, signaling improved credit quality.
Total assets grew to $923.1M from $853.0M at June 30, 2024; loans net of reserves increased to $727.7M.
Total surplus rose to $80.9M from $80.3M at fiscal year-end.

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