Lake Shore Bancorp commences stock offering at $10/share; up to 5.75M shares in mutual holding company conversion

Lake Shore Bancorp, Inc. /MD/

Maximum of 5,750,000 shares (up to 6,612,500 with over-allotment) offered at $10.00 per share.
Minimum 4,250,000 shares must be sold to complete conversion; subscription offering runs May 27–June 24, 2025.
Shares offered first to eligible depositors and ESOP, then to community and public stockholders of LSBK.
Conversion will change Bank charter to New York commercial bank and rename it Lake Shore Bank.
Raymond James & Associates is marketing agent; completion requires regulatory and stockholder approvals.

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