Bogota Financial Q1 net income $706k ($0.06/sh); net interest margin expands to 2.20%

Bogota Financial Corp.

2026-Q1 EPS reported $0.06

Net income $706k vs $731k YoY; EPS flat at $0.06.
Net interest income rose 23% to $4.4M; margin expanded 54 bps to 2.20%.
Total deposits fell $51.6M (7.9%) to $600.9M; FHLB borrowings up 24.2% to $115.9M.
Loans decreased $8.2M; delinquent loans increased to 4.39% of total loans.
Repurchased 14,313 shares for $119k under current buyback program.

item 2.02 item 9.01

Key facts

Extracted from this filing and checked against the source text.

Earnings Releases SEC 8-K Item 2.02 confidence 0.99

Bogota Financial Corp. reported the three months ended March 31, 2026 results: net income $706,000, EPS $0.06 per basic and diluted share.

Period: the three months ended March 31, 2026
Net income: $706,000
EPS: $0.06 per basic and diluted share
Result: reported results

Exact text from the filing

reported net income for the three months ended March 31, 2026 of $706,000, or $0.06 per basic and diluted share

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Source: SEC EDGAR

accession 0000943374-26-000189

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