earnings
confidence high
sentiment positive
materiality 0.80
The Bancorp Q4 EPS $0.71, up 54% YoY; confirms 2023 EPS guidance $3.20
Bancorp, Inc.
2022-FY EPS reported
$2.27
revenue$86,171,000
- Q4 net income $40.2M ($0.71 diluted EPS) vs $27.0M ($0.46) in Q4 2021, a 54% EPS increase.
- Net interest income rose 47% YoY to $76.8M; NIM expanded to 4.21% from 3.51%.
- Total loans ex commercial at fair value grew 45% YoY to $5.49B; GDV increased 13% to $28.07B.
- 2023 EPS guidance confirmed at $3.20, representing ~40% growth over 2022 EPS of $2.27.
- Share repurchases planned at $25M per quarter ($100M in 2023), up from $15M per quarter ($60M in 2022).