Affinity Bancshares Q3 net income $1.9M, EPS $0.27; net interest margin expands to 4.12%

Affinity Bancshares, Inc.

2022-Q3 EPS reported $0.80

Net income of $1.9M for Q3 2022, up from $1.8M in Q3 2021; diluted EPS $0.27 vs $0.26.
Net interest margin rose to 4.12% from 3.74% YoY, supporting revenue growth.
Gross loans grew to $649.4M at Sep 30, 2022, up 20% from $539.6M a year earlier.
Efficiency ratio slightly weakened to 67.62% from 65.87% YoY.
Total assets $776.4M; return on average assets 0.95% vs 0.91% prior year.

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