earnings
confidence high
sentiment positive
materiality 0.75
CSB Bancorp Q4 net income $3.75M ($1.39 EPS) vs $2.31M ($0.85) a year ago
CSB Bancorp, Inc.
2022-FY EPS reported
$4.91
- Q4 2022 net income $3.753M ($1.39 diluted EPS) vs $2.306M ($0.85) in Q4 2021; full-year net income $13.313M, an 11th consecutive record.
- FTE net interest margin expanded to 3.33% from 2.48%, driven by rate increases on loans and securities.
- Loan balances grew 14% YoY; nonperforming assets low at 0.04% of loans; no provision for loan losses.
- Dividend declared $0.35 per share, annualized yield 3.6% based on $38.50 closing price.