Enova Q4 revenue $486M (+34% YoY), EPS $1.56, adjusted EPS $1.76; originations record $1.2B

Enova International, Inc.

2022-FY EPS reported $6.19 revenue$1,736,085,000

Total revenue $486M in Q4, up 34% from $364M YoY; diluted EPS $1.56 vs $1.30.
Adjusted EPS $1.76 in Q4 vs $1.61; adjusted EBITDA $120M vs $101M.
Total company originations $1.2B, 9% higher than Q4 2021; total receivables up 46% from year-end 2021 to $2.9B.
Net revenue margin 60% in Q4 vs 77% in Q4 2021; net charge-offs 8.8% of avg combined receivables.
Full year 2022 total revenue $1.736B (+44% YoY); adjusted EPS $6.81 vs $7.57; repurchased nearly $140M of shares.

item 2.02 item 9.01

Key facts

Extracted from this filing and checked against the source text.

Earnings Releases SEC 8-K Item 2.02 confidence 0.95

Enova International, Inc. reported the year ended December 31, 2022 results: revenue $1.736 billion, net income $207 million, EPS $6.19 per diluted share.

Period: the year ended December 31, 2022
Revenue: $1.736 billion
Net income: $207 million
EPS: $6.19 per diluted share
Result: reported results

Exact text from the filing

Total revenue of $1.736 billion in 2022 increased 44% from $1.208 billion in 2021. Net revenue margin of 64% in 2022 compared to 85% in 2021. Net income from continuing operations of $207 million, or $6.19 per diluted share, in 2022, compared to $256 million, or $6.79 per diluted share, in 2021.

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Earnings Releases SEC 8-K Item 2.02 confidence 0.95

Enova International, Inc. reported the fourth quarter of 2022 results: revenue $486 million, net income $51 million, EPS $1.56 per diluted share.

Period: the fourth quarter of 2022
Revenue: $486 million
Net income: $51 million
EPS: $1.56 per diluted share
Result: reported results

Exact text from the filing

Total revenue of $486 million in the fourth quarter of 2022 increased 34% from $364 million in the fourth quarter of 2021. Net revenue margin of 60% in the fourth quarter of 2022 compared to 77% in the fourth quarter of 2021. Net income attributable to Enova International, Inc. of $51 million, or $1.56 per diluted share, in the fourth quarter of 2022 compared to $49 million, or $1.30 per diluted share, in the fourth quarter of 2021.

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Enova International, Inc. filing history →

Source: SEC EDGAR

accession 0000950170-23-001610

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