Highest-materiality recent filing
All 11 director nominees elected with votes for ranging from 19.5M to 20.4M; no director received less than 95% of votes cast.
Enova Q1 revenue $875M (+17%), EPS $3.46 (+29%); Grasshopper Bank on track for H2 2026
Total revenue $875M (+17% YoY); net income $91M ($3.46 diluted EPS) vs $73M ($2.69) last year.
Enova increases borrowing capacity by $377M across four facility amendments
RAOD Facility: Class A revolver raised from $200M to $300M; Class B from $36.8M to $55.3M.
Enova Q4 revenue +15% to $839M, EPS $3.00 (+30%), originations +32%, acquiring Grasshopper Bank
Total revenue $839M (+15% YoY); net income $79M; diluted EPS $3.00 (+30%); adj. EPS $3.46 (+33%).
Enova discloses CEO, CFO, Executive Chairman compensation for Jan 1, 2026 transition
Steve Cunningham (new CEO) gets $850K base salary, 135% target bonus, $5.1M equity award (600% of base).
Amendment removes stockholder election to choose cash or stock; all holders get 50% cash and 50% stock.
Enova to acquire Grasshopper Bancorp for ~$369M in cash/stock; close expected 2H 2026
Deal values Grasshopper at ~$369M; consideration is 50% cash, 50% Enova stock at $9.69 per share.
Enova amends ODR 2021-1 securitization facility to $246.7M total commitment
Total facility commitment $246.7M: Class A $193.33M, Class B $53.33M.
Enova subsidiary issues $261.4M asset-backed notes in Series 2025-2 securitization
Initial principal $261.4M across four classes; weighted avg fixed coupon 5.65%.
Enova announces new $400M share repurchase program, replacing $300M program
Board authorized $400M share repurchase program, expiring June 30, 2027.
Enova subsidiary proposes $261M asset-backed notes securitization
OnDeck Asset Securitization IV, LLC plans to offer $261,434,000 in Series 2025-2 Fixed Rate Asset-Backed Notes.
Enova proposes $261.4M asset-backed notes offering for small business loans
Enova's subsidiary OnDeck Asset Securitization IV, LLC plans to issue $261,434,000 in Series 2025-2 Fixed Rate Asset-Backed Notes.
Enova Q3 revenue up 16% to $803M; adjusted EPS $3.36 (+37% YoY); CEO succession announced
Net income $80M ($3.03 diluted EPS) vs $43M ($1.57) in Q3 2024; adjusted EPS $3.36.
Enova increases credit facility to $825M, extends maturity, reduces rate
Total commitment raised from $665M to $825M.
David Fisher will transition from Chairman/CEO to Executive Chairman effective Jan 1, 2026, serving at least two years.
Enova Q2 revenue up 22% to $764M, adj. EPS $3.23 (+46% YoY), originations up 28%
Q2 2025 total revenue $764M (+22% YoY); net income $76M ($2.86 diluted EPS) vs $54M ($1.93) in Q2 2024.
Enova subsidiary enters $150M securitization facility with Banc of California
NetCredit LOC Receivables 2025, LLC signed $150M Loan & Security Agreement with Banc of California as admin agent.
Enova subsidiary issues $163.9M in securitization notes at 7.29% coupon, due 2031
Issued $163.9M Class A notes, fixed 7.29% coupon, final maturity Oct 20, 2031.
Enova prices $163.9M ABS notes at 7.29% backed by consumer loans
Enova subsidiary NetCredit Combined Receivables A, LLC priced $163,866,000 of 2025-A Notes at 7.29% interest.
Directors elected: votes for ranged from 18.77M (Feehan) to 20.15M (Corby); all ten elected.
Enova Q1 revenue $746M (+22%), EPS $2.69 (+64%), originations +26%
Diluted EPS $2.69 (+64% YoY); adjusted EPS $2.98 (+56% YoY).
Enova subsidiary issues $261M in asset-backed notes across four classes
Series 2025-1 Notes: $126.8M Class A (5.08%), $57.8M Class B (5.52%), $45.5M Class C (6.64%), $31.2M Class D (8.77%).
Enova subsidiary to offer $261.4M in asset-backed notes (Series 2025-1)
OnDeck Asset Securitization IV, LLC plans to issue $261,392,000 in Series 2025-1 Fixed Rate Asset-Backed Notes.
Enova subsidiary proposes $261M Series 2025-1 asset-backed notes offering
OnDeck Asset Securitization IV, LLC plans to issue $261,392,000 in Series 2025-1 Fixed Rate Asset-Backed Notes.
Enova Q4 revenue $730M +25% YoY; adjusted EPS $2.61 +43%; portfolio hits $4B
Q4 total revenue $730M (+25% YoY); diluted EPS $2.30 (+104%); adjusted EPS $2.61 (+43%).
Enova amends RAOD securitization facility; total commitment ~$237M
Amendment No. 10 extends revolving period to Nov 2026, maturity to Nov 2027.
Enova Q3 revenue up 25% to $690M; adjusted EPS $2.45 (+63% YoY)
Revenue $690M (+25% YoY); net income $43M, diluted EPS $1.57 (+22%).
Enova subsidiary amends $200M note facility; rate SOFR+4.25%, maturity Oct 2028
NetCredit 2022 (Enova subsidiary) entered Second Amendment to Note Issuance and Purchase Agreement on Oct 15, 2024.
Enova closes $261.4M securitization of small business loans at 5.78% weighted average coupon
Issued $261.353M Series 2024-2 Notes in four classes (A-D) with fixed rates from 4.98% to 9.49%.
Enova proposes $261M securitization of small business loans with four tranches
Total $261.35M in Series 2024-2 Fixed Rate Asset-Backed Notes across four classes.
Enova amends $487.6M securitization facility with extended maturity to Sept 2027
Total facility commitment: $487.595M, split into Class A ($365M) and Class B ($122.595M).
Enova unit proposes $261M Series 2024-2 ABS notes backed by small business loans
OnDeck Asset Securitization IV proposes $261,353,000 Series 2024-2 fixed-rate asset-backed notes.
Enova expands secured credit facility by $150M to $665M
Second Amendment increased commitment from $515M to $665M on September 11, 2024.
Enova issues $500M 9.125% senior notes due 2029, authorizes new $300M share repurchase program
Issued $500M aggregate principal of 9.125% senior notes due August 1, 2029.
Enova International appoints Lindsay Corby to its Board of Directors
Lindsay Corby elected to Enova's Board effective August 7, 2024; will stand for re-election at 2025 annual meeting.
Enova prices $500M senior notes at 9.125% due 2029, upsized from $400M
$500M aggregate principal, 9.125% interest, priced at 100% of par.
Enova announces $400M notes offering and tender for $375M of 8.5% notes due 2025
Enova will issue $400M senior notes due 2029 via Rule 144A/Reg S to fund debt refinancing.
Enova Q2 revenue up 26% to $628M; diluted EPS $1.93 (+29%)
Total revenue $628M (+26% YoY); net income $54M vs $48M; diluted EPS $1.93 vs $1.50.
Enova's ODR 2022 amends securitization facility; total commitments $420M, maturity June 2027
ODR 2022 facility amended: $338M Class A + $82M Class B = $420M total commitment.
Enova subsidiary prices $217.2M securitization notes at 7.43%-8.31%
Total $217.2M notes: $172.5M Class A at 7.43%, $44.6M Class B at 8.31%.
Enova closes $399.6M ABS notes (Series 2024-1) at 6.84% weighted avg coupon
Three classes issued: $260.1M Class A (6.27%), $82.2M Class B (7.15%), $57.3M Class C (8.99%).
Enova subsidiary upsizes asset-backed notes offering to $399.6M; three tranches priced
Subsidiary OnDeck Asset Securitization IV LLC offering $399.6M in Series 2024-1 notes, up from $299.5M.
All nine director nominees elected; Daniel R. Feehan received 19.7M for vs 3.3M against (14.5% withheld), Linda Johnson Rice 20.5M for vs 2.9M against (12.4% withheld).
Enova proposes $299.5M asset-backed notes offering; provides loan performance data
Proposed $299.5M Series 2024-1 Fixed Rate Asset-Backed Notes by OnDeck Asset Securitization IV.
Enova Q1 revenue $610M (+26% YoY); adjusted EPS $1.91 (+7%); record share repurchases $139M
Total revenue $610M (up 26% YoY); net income $48M; GAAP diluted EPS $1.64; adjusted EPS $1.91.
Effective immediately, the Board of Directors of the Company has elected Lindsay Y. Corby as a member of its Board.
Max materiality 0.85 · Median 0.55 · Most common event debt