Enova Q2 2023 revenue up 22% to $499M; adjusted EPS $1.72

Enova International, Inc.

2023-Q2 EPS reported $3.05 revenue$982,687,000

Total revenue $499M (+22% YoY); GAAP net income $48M ($1.50 diluted EPS) vs $52M ($1.56) year ago.
Adjusted EPS of $1.72 vs $1.64 YoY; adjusted EBITDA $126M up from $102M.
Combined loan portfolio $2.9B (+20% YoY); originations exceeded $1B for 7th straight quarter.
Net revenue margin 60% (down from 65%); net charge-offs 7.6% (sequential decline); portfolio fair value 112% of principal.
Repurchased $28M of common stock and $26M of senior notes during quarter; total liquidity $1.1B.

item 2.02 item 9.01

Key facts

Extracted from this filing and checked against the source text.

Earnings Releases SEC 8-K Item 2.02 confidence 0.95

Enova International, Inc. reported the second quarter ended June 30, 2023 results: revenue $499 million, net income $48 million, EPS $1.50 per diluted share.

Period: the second quarter ended June 30, 2023
Revenue: $499 million
Net income: $48 million
EPS: $1.50 per diluted share
Result: reported results

Exact text from the filing

Total revenue of $499 million in the second quarter of 2023 increased 22% from $408 million in the second quarter of 2022. Net revenue margin of 60% in the second quarter of 2023 compared to 65% in the second quarter of 2022. Net income of $48 million, or $1.50 per diluted share, in the second quarter of 2023 compared to $52 million, or $1.56 per diluted share, in the second quarter of 2022.

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Source: SEC EDGAR

accession 0000950170-23-034421

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