earnings
confidence high
sentiment positive
materiality 0.75
CSB Bancorp Q2 net income $3.64M, EPS $1.36, up 15% YoY; ROE 14.62%
CSB Bancorp, Inc.
2023-Q2 EPS reported
$2.82
- Net income $3.64M vs $3.21M YoY; diluted EPS $1.36 vs $1.18; ROA 1.27% vs 1.13%.
- Net interest margin (FTE) expanded 46 bps to 3.33%; loan yields up 109 bps to 5.30%.
- Average loans increased $85M (+15%) YoY; commercial loans up $58M, residential mortgages up $24M.
- Nonperforming assets only 0.04% of loans; net loan recoveries $10K.
- Dividend $0.38/share, annualized yield 3.9%; shareholders' equity $100M.