BV Financial reports Q2 2023 net income of $3.9M ($0.52 EPS), up from $2.8M ($0.37 EPS) YoY

BV Financial, Inc.

2023-Q2 EPS reported $0.94

Net income $3.9M ($0.52 EPS) in Q2 2023 vs $2.8M ($0.37) in Q2 2022; six-month net income $7.0M ($0.94) vs $5.2M ($0.70).
Net interest margin expanded to 4.19% from 3.70% YoY; net interest income $8.2M in Q2 2023 vs $7.2M.
Gross loans +$35.7M (+5.4%) to $702.9M; deposits -$14.5M (-2.1%) to $670.1M.
Non-performing assets fell to $5.1M from $7.9M at Dec 2022; allowance for credit losses 1.16% of loans.
Community stock offering in process; $54.9M collected; expected close July 31, 2023.

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