Recent 8-K filings for BVFL

• July 24, 2026, 2:39 PM ET earnings materiality 0.65 neutral item 2.02item 9.01

  BV Financial Q2 net income rises to $3.5M ($0.42 EPS); net interest margin expands to 4.58%

  Net income $3.5M ($0.42 diluted EPS) vs $2.9M ($0.29) a year ago; adjusted net income $3.9M ($0.47).

• June 1, 2026, 11:20 AM ET leadership materiality 0.30 neutral item 8.01

  BV Financial names CEO Prindle Chairman; appoints Lead Independent Director

  Timothy L. Prindle elected Chairman of the Board effective June 1, 2026, in addition to his roles as President and CEO.

• May 8, 2026, 7:59 PM ET other material materiality 0.15 neutral item 5.07 ◈ Shareholder Votes ×2

  BV Financial elects three directors and ratifies Crowe LLP as auditor at 2026 annual meeting

  Gary T. Amereihn, P. David Bramble, and Brian K. McHale elected to three-year terms.

• May 6, 2026, 7:59 PM ET other material materiality 0.60 positive item 8.01

  BV Financial gets Fed non-objection for up to 10% share buyback (~861K shares)

  Federal Reserve Bank of Richmond non-objected to repurchase program for up to 10% of outstanding common stock (approx. 861,000 shares).

• April 24, 2026, 7:59 PM ET earnings materiality 0.75 negative item 2.02item 9.01 ◈ Earnings Releases

  BV Financial Q1 net income falls to $1.1M on $2.2M CEO payout; adjusted net income rises

  GAAP net income $1.1M ($0.13 diluted EPS) vs $2.1M ($0.21) YoY; adjusted net income $3.3M vs $2.9M.

• February 23, 2026, 6:59 PM ET other material materiality 0.35 neutral item 4.01item 9.01 ◈ Auditor Changes ×2

  BV Financial dismisses Forvis Mazars as auditor, appoints Crowe LLP

  Audit Committee approved dismissal of Forvis Mazars effective after 2025 10-K filing.

• January 23, 2026, 6:59 PM ET leadership materiality 0.75 neutral item 5.02item 9.01

  BV Financial CEO David Flair resigns, receives $2.1M separation payment

  David M. Flair resigns as Co-President, Co-CEO and director effective January 22, 2026.

• January 23, 2026, 6:59 PM ET earnings materiality 0.75 positive item 2.02item 9.01

  BV Financial Q4 net income $4.8M, up 140% YoY; leadership transition

  Q4 2025 net income $4.8M ($0.57 diluted) vs $2.0M ($0.18) a year ago.

• October 20, 2025, 7:59 PM ET earnings materiality 0.70 positive item 2.02item 9.01

  BV Financial reports Q3 net income $3.7M, EPS $0.41; announces stock repurchase program for up to 10% of shares

  Q3 net income $3.7M ($0.41 EPS) vs $3.8M ($0.35); adjusted net income $4.4M vs $4.1M.

• July 18, 2025, 7:59 PM ET earnings materiality 0.55 negative item 2.02item 9.01

  BV Financial Q2 net income falls to $2.9M; diluted EPS $0.29 vs $0.32 YoY

  Net income $2.9M ($0.29 diluted) for Q2 ended June 30, 2025, down from $3.4M ($0.32) a year ago.

• May 9, 2025, 7:59 PM ET other materiality 0.10 neutral item 5.07

  BV Financial stockholders elect four directors, ratify Forvis Mazars as auditor

  All four director nominees elected at May 8, 2025 annual meeting: Baldwin, Crompton, Flair, Posnick.

• April 18, 2025, 7:59 PM ET earnings materiality 0.55 negative item 2.02item 9.01

  BV Financial Q1 net income $2.1M ($0.21 EPS) vs $2.6M ($0.24) YoY

  Adjusted net income was $2.9M for both Q1 2025 and Q1 2024.

• April 8, 2025, 7:59 PM ET other material materiality 0.55 positive item 8.01item 9.01

  BV Financial adopts stock repurchase program for up to 10% of outstanding shares

  Board authorized repurchase of up to ~10.59M shares (10% of outstanding common stock).

• January 28, 2025, 6:59 PM ET earnings materiality 0.70 negative item 2.02item 9.01

  BV Financial FY 2024 net income $11.7M ($1.10 EPS), down from $13.7M ($1.47 EPS) in FY 2023

  Q4 2024 net income $1.95M ($0.18 EPS) vs $3.0M ($0.28 EPS) a year ago; adjusted net income was $12.9M for both full years.

• October 22, 2024, 7:59 PM ET earnings materiality 0.55 neutral item 2.02item 9.01

  BV Financial reports Q3 net income $3.8M ($0.35 EPS); asset quality improves with non-accrual loans down 62%

  Net income $3.8M ($0.35 diluted EPS) in Q3 2024 vs $3.7M ($0.35) in Q3 2023.

• September 6, 2024, 7:59 PM ET other materiality 0.20 neutral item 5.02item 5.07item 9.01

  BV Financial stockholders elect three directors, approve 2024 equity plan, and ratify auditor

  Elected directors: Joseph S. Galli (7,704,678 for), Timothy L. Prindle (8,098,854 for), Matcheld V. Thomas (6,535,912 for).

• July 30, 2024, 7:59 PM ET other material materiality 0.55 positive item 8.01item 9.01

  BV Financial adopts stock repurchase program for up to 10% of shares after Fed non-objection

  Program allows repurchase of up to ~1,138,772 shares (10% of outstanding common stock).

• July 19, 2024, 7:59 PM ET earnings materiality 0.50 negative item 2.02item 9.01

  BV Financial Q2 net income $3.4M ($0.32/sh) down from $3.9M ($0.49) YoY

  Net income $3.4M ($0.32 diluted EPS) for Q2 ended June 30, 2024; prior year $3.9M ($0.49).

• April 23, 2024, 7:59 PM ET earnings materiality 0.60 negative item 2.02item 9.01 ◈ Earnings Releases

  BV Financial Q1 2024 net income $2.6M ($0.24 EPS) vs $3.1M ($0.39 EPS) YoY

  Net income $2.6M, diluted EPS $0.24, down from $3.1M and $0.39 in Q1 2023.

• January 23, 2024, 6:59 PM ET earnings materiality 0.75 negative item 8.01item 9.01

  BV Financial Q4 net income falls to $0.28 diluted EPS; deposits drop 7.4% YoY

  Q4 net income $3.0M ($0.28 diluted EPS) vs $2.7M ($0.34) in Q4 2022; full-year net income $13.7M ($1.47) up from $10.5M ($1.32).

• October 24, 2023, 7:59 PM ET earnings materiality 0.75 positive item 8.01item 9.01

  BV Financial Q3 net income $3.7M ($0.35 EPS) vs $2.6M; stock conversion raises $98M

  Net income $3.7M ($0.35 diluted EPS) for Q3 2023 vs $2.6M ($0.33) in Q3 2022; nine-month net income $10.7M ($1.20) vs $7.8M ($0.98).

• August 4, 2023, 7:59 PM ET earnings materiality 0.70 positive item 2.02item 8.01item 9.01 ◈ Earnings Releases ×2

  BV Financial Q2 net income $3.9M ($0.52 EPS) vs $2.8M a year ago; H1 net income $7.0M

  Net income $3.9M for Q2 June 30, 2023, up 39% from $2.8M in Q2 2022; diluted EPS $0.52 vs $0.37.

• July 31, 2023, 7:59 PM ET other material materiality 0.60 neutral item 8.01item 9.01

  BV Financial completes mutual-to-stock conversion; shares to trade on Nasdaq Aug 1

  Conversion of Bay-Vanguard, M.H.C. to stock holding company completed; MHC ceased to exist.

• July 28, 2023, 7:59 PM ET earnings materiality 0.65 positive item 8.01item 9.01

  BV Financial reports Q2 2023 net income of $3.9M ($0.52 EPS), up from $2.8M ($0.37 EPS) YoY

  Net income $3.9M ($0.52 EPS) in Q2 2023 vs $2.8M ($0.37) in Q2 2022; six-month net income $7.0M ($0.94) vs $5.2M ($0.70).

• July 25, 2023, 7:59 PM ET other material materiality 0.85 positive item 8.01item 9.01

  BV Financial to close mutual-to-stock conversion July 31; Nasdaq listing Aug 1

  Conversion closing expected after July 31 market close; trading on Nasdaq under BVFL begins Aug 1.

• July 19, 2023, 7:59 PM ET other material materiality 0.60 neutral item 8.01item 9.01

  BV Financial completes community offering of $98M in mutual-to-stock conversion

  Community offering completed July 18, 2023; orders for $97,989,800 (9,798,980 shares) received.

• June 30, 2023, 7:59 PM ET other material materiality 0.55 neutral item 8.01item 9.01

  BV Financial extends community offering for stock conversion; 74% subscribed

  As of June 30, 2023, received valid orders for ~74% of the 9,775,000-share minimum offering.

• June 29, 2023, 7:59 PM ET other material materiality 0.60 neutral item 8.01item 9.01

  BV Financial shareholders approve MHC conversion; requires reg OK and 9.775M share sale

  Stockholders and MHC members approved conversion at special meetings held June 29, 2023.

• June 23, 2023, 7:59 PM ET other material materiality 0.60 neutral item 8.01item 9.01

  BV Financial raises max purchase limits in conversion offering from $700K to $4.8M

  Maximum individual/group purchase limit increased from 70,000 shares ($700K) to 480,000 shares ($4.8M).

• May 22, 2023, 7:59 PM ET other material materiality 0.55 neutral item 8.01item 9.01

  BV Financial commences stock offering of up to 15.2M shares at $10 for mutual-to-stock conversion

  Offering up to 13.225M shares (15.209M if overallotted) at $10.00 per share; minimum 9.775M shares required.

• May 17, 2023, 7:59 PM ET other material materiality 0.60 neutral item 1.01item 9.01 ◈ Material Agreements

  BV Financial enters marketing agent agreement for stock offering in MHC conversion

  Performance Trust will market BV Financial's common stock in MHC conversion to stock holding company.

Earnings & guidance

Materiality & sentiment trend

Max materiality 0.85 · Median 0.60 · Most common event earnings

9 positive 7 negative 15 neutral

source · BVFL on sec.gov