BV Financial Q2 net income $3.4M ($0.32/sh) down from $3.9M ($0.49) YoY

BV Financial, Inc.

2024-Q2 EPS reported $0.52

Net income $3.4M ($0.32 diluted EPS) for Q2 ended June 30, 2024; prior year $3.9M ($0.49).
Net interest margin improved to 4.33% in Q2 2024 vs 4.19% in Q2 2023.
Total deposits rose 1.0% to $640.3M; non-accrual loans fell 22% to $8.2M.
Recovery of provision for credit losses of $111K in quarter; allowance 1.22% of loans.
Noninterest income dropped to $600K from $1.4M due to prior year $678K gain on real estate sale.

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