Affinity Bancshares Q2 net income falls 35% to $1.0M; EPS $0.16

Affinity Bancshares, Inc.

2024-Q2 EPS reported $0.36

Net income $1.0M vs $1.6M a year ago; diluted EPS $0.16 vs $0.24.
Net interest margin improved to 3.71% from 3.17% year ago.
Efficiency ratio worsened to 78.74% from 71.68% year ago.
Total assets $872.6M, loans $692.6M, deposits $689.7M.
Tangible book value per share increased to $16.64 from $15.47.

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