Affinity Bancshares Q3 net income rises to $1.73M; diluted EPS $0.26

Affinity Bancshares, Inc.

2024-Q3 EPS reported $0.62

Net income of $1.73M for Q3 2024 vs $1.62M in Q3 2023; diluted EPS $0.26 vs $0.25.
Total assets $878.6M; loans $697.6M; deposits $683.8M; net interest margin 3.52%.
Return on average assets 0.78%; return on average equity 5.43%; efficiency ratio 71.48%.
Tangible book value per share $17.18, up from $15.63 a year ago.
Non-owner occupied office loans $32.7M with 46.6% avg LTV; uninsured deposits 15.2%.

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