earnings
confidence high
sentiment positive
materiality 0.70
CSB Bancorp Q1 net income rises 23% to $3.6M; EPS $1.37 vs $1.10
CSB Bancorp, Inc.
2025-Q1 EPS reported
$1.37
- Net income $3.616M, diluted EPS $1.37 (up 25% from $1.10 YoY); ROE 12.58% vs 10.84%.
- Net interest income up 6% ($533K); FTE net interest margin 3.48% vs 3.37%.
- Nonperforming loans $1.6M (0.21%) vs $361K (0.05%) a year ago; provision expense down $750K.
- Book value per share $44.80 (+9% YoY); quarterly dividend $0.40 (3.6% yield).
- Net loan balances up 3% in Q1; commercial loan demand leveled due to tariff/tax policy uncertainty.