earnings
confidence high
sentiment positive
materiality 0.75
National Bankshares Q1 2025 net income $3.24M ($0.51 EPS), up from $2.17M ($0.37) YoY
NATIONAL BANKSHARES INC
2025-Q1 EPS
reported $0.51
vs consensus $0.53
▼ miss
(-3.8%)
- Net income $3.24M, diluted EPS $0.51 vs $2.17M and $0.37 in Q1 2024.
- Total assets $1.84B; net interest margin improved sequentially on lower deposit costs.
- Opened new Roanoke, VA branch; core systems upgrade expected in Q2 2025.
- Higher provision for loan losses due to loan growth and softening economic indicators.
- FCB acquisition (June 2024) added $118.7M loans and $129.7M deposits; integration ongoing.