Virginia National Bankshares reports Q1 net income of $4.5M, up 23% YoY; dividend raised 9.1%

Virginia National Bankshares Corp

2025-Q1 EPS reported $0.83

Net income $4.5M ($0.83 diluted EPS) vs $3.6M ($0.68) in Q1 2024, a 23% increase.
Quarterly dividend raised to $0.36/share from $0.33, payable May 30 to holders of record May 15.
Net interest margin (FTE) improved to 3.28% from 2.93% YoY; efficiency ratio improved to 62.4% from 66.8%.
Gross loans reached $1.2B, up $114.3M (10.1%) YoY and $6.5M from year-end.
ROAA increased to 1.12% (from 0.91%) and ROAE to 11.05% (from 9.57%) YoY.

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