Recent 8-K filings for VABK

• May 15, 2026, 9:00 AM ET other material materiality 0.35 neutral item 5.02item 9.01

  Virginia National Bankshares enters CFO continuity agreement, raises salary to $375K

  Cathy W. Liles, EVP and CFO, entered a management continuity agreement on May 11, 2026.

• May 4, 2026, 7:59 PM ET other material materiality 0.60 positive item 8.01

  Virginia National Bankshares sells Bearing Insurance Group interest; expects $4.7M pre-tax gain

  Subsidiary Fauquier Bank Services sold its interest in Bearing Insurance Group, LLC on May 1, 2026.

• April 23, 2026, 7:59 PM ET earnings materiality 0.90 positive item 2.02item 8.01item 9.01 ◈ Earnings Releases

  Virginia National Bankshares reports Q1 2026 net income of $5.3M ($0.97 per share), declares $0.36 dividend

  Q1 2026 net income $5.3 million, up 17.2% from $4.5 million in Q1 2025; diluted EPS $0.97 vs $0.83.

• February 5, 2026, 6:59 PM ET leadership materiality 0.30 neutral item 5.02item 9.01

  Virginia National Bankshares appoints Robert Burrows to board effective Feb 25, 2026

  Appointed director effective February 25, 2026; also appointed to Virginia National Bank board.

• January 29, 2026, 6:59 PM ET earnings materiality 0.60 positive item 2.02item 8.01item 9.01

  Virginia National Bankshares Q4 net income $6.0M, EPS $1.10; declares $0.36 dividend

  Q4 2025 net income $6.0M ($1.10 diluted EPS), up from $4.6M ($0.85) in Q4 2024.

• November 19, 2025, 6:59 PM ET leadership materiality 0.65 neutral item 5.02item 9.01

  Virginia National Bankshares announces CFO retirement; Cathy Liles named successor effective Nov 21, 2025

  Tara Harrison retires as CFO, becomes Senior Advisor until retirement; Cathy Liles named CFO effective Nov 21, 2025.

• October 23, 2025, 7:59 PM ET earnings materiality 0.55 neutral item 2.02item 8.01item 9.01

  Virginia National Bankshares Q3 net income flat at $4.6M ($0.84 EPS), declares $0.36 dividend

  Q3 2025 net income $4.6M ($0.84 diluted EPS) vs $4.6M ($0.85) a year ago.

• July 25, 2025, 7:59 PM ET other materiality 0.15 neutral item 5.07

  Virginia National Bankshares shareholders approve all proposals at 2025 annual meeting

  All 10 director nominees elected; John B. Adams Jr. received 3,347,070.98 votes for, 93,554 withheld, 816,923 broker non-votes.

• July 24, 2025, 7:59 PM ET earnings materiality 0.50 positive item 2.02item 8.01item 9.01

  Virginia National Bankshares Q2 net income $4.2M ($0.78 EPS); declares $0.36 dividend

  Q2 net income $4.2M, $0.78 diluted EPS (vs $4.2M, $0.77 YoY); H1 net income $8.7M, up 12% from $7.8M.

• July 24, 2025, 7:59 PM ET other materiality 0.20 neutral item 7.01item 9.01

  Virginia National Bankshares holds annual meeting; no new material financial data disclosed in slides

  Presentation slides furnished as Exhibit 99.1 but contain no specific financial results or guidance.

• April 24, 2025, 7:59 PM ET earnings materiality 0.65 positive item 2.02item 8.01item 9.01

  Virginia National Bankshares reports Q1 net income of $4.5M, up 23% YoY; dividend raised 9.1%

  Net income $4.5M ($0.83 diluted EPS) vs $3.6M ($0.68) in Q1 2024, a 23% increase.

• February 27, 2025, 6:59 PM ET dividend materiality 0.15 neutral item 8.01item 9.01

  Virginia National Bankshares declares $0.33 quarterly dividend, payable March 28

  Dividend of $0.33 per share declared Feb 26, 2025; payable March 28, 2025 to holders of record March 14, 2025.

• January 23, 2025, 6:59 PM ET earnings materiality 0.75 positive item 2.02item 9.01

  Virginia National Bankshares Q4 net income $4.6M ($0.85 EPS) vs $3.2M ($0.59) YoY; loans up 13%

  Q4 2024 net income $4.6M, diluted EPS $0.85, up from $3.2M ($0.59) in Q4 2023.

• October 25, 2024, 7:59 PM ET dividend materiality 0.30 neutral item 8.01item 9.01

  Virginia National Bankshares declares $0.33 quarterly dividend, 3.25% yield

  Quarterly cash dividend of $0.33 per share declared on October 23, 2024.

• October 17, 2024, 7:59 PM ET earnings materiality 0.75 positive item 2.02item 9.01

  VABK Q3 net income $4.6M ($0.85 EPS), loan growth 19% YoY, NIM improves to 3.24%

  Q3 net income $4.6M, $0.85 diluted EPS vs $0.86 in Q3 2023; YTD net income $12.4M ($2.30) vs $16.1M ($2.99).

• July 25, 2024, 7:59 PM ET dividend materiality 0.35 neutral item 8.01item 9.01

  VABK declares $0.33 quarterly dividend; annual yield ~3.45%

  Quarterly cash dividend of $0.33 per share declared on July 24, 2024.

• July 19, 2024, 7:59 PM ET earnings materiality 0.60 neutral item 2.02item 9.01

  VABK Q2 net income $4.2M ($0.77 EPS) vs $5.7M ($1.05) year ago; loans up 19%

  Net income $4.2M ($0.77 diluted EPS) for Q2 2024, down from $5.7M ($1.05) in Q2 2023 due to higher cost of funds and lower loan accretion.

• June 28, 2024, 7:59 PM ET other material materiality 0.15 neutral item 5.07

  Virginia National Bankshares shareholders elect 10 directors, approve executive compensation, ratify auditor

  Shareholders elected 10 directors; John B. Adams Jr. received 3,556,124 votes for, William D. Dittmar Jr. 2,815,001.

• June 27, 2024, 7:59 PM ET other materiality 0.10 neutral item 7.01item 9.01

  Virginia National Bankshares furnishes annual meeting slides without new material financial data

  Filing relates to presentation at June 27, 2024 annual shareholders' meeting.

• May 24, 2024, 7:59 PM ET dividend materiality 0.45 neutral item 8.01item 9.01

  VABK declares $0.33 quarterly dividend, payable June 28

  Board declared a $0.33 per share quarterly cash dividend on May 22, 2024.

• April 23, 2024, 7:59 PM ET earnings materiality 0.70 negative item 2.02item 9.01

  VABK Q1 net income $3.6M ($0.68 EPS), down 38% YoY; loans up 20%, NIM compresses

  Net income $3.6M ($0.68 diluted EPS) vs $5.8M ($1.08) Q1 2023; net interest income down 18.5% YoY.

Earnings & guidance

Materiality & sentiment trend

Max materiality 0.90 · Median 0.50 · Most common event earnings

7 positive 1 negative 13 neutral

source · VABK on sec.gov