Affinity Bancshares Q1 2025 net income up 37% to $1.831M; EPS $0.28 vs $0.20 YoY

Affinity Bancshares, Inc.

2025-Q1 EPS reported $0.28

Net income $1.831M ($0.28 diluted EPS) vs $1.335M ($0.20) in Q1 2024, a 37% increase.
Adjusted diluted EPS (non-GAAP) $0.30, up from $0.21 in prior-year quarter.
Total assets grew 5.3% to $912.5M; deposits rose 8.5% to $730.3M.
Net interest margin improved to 3.52% from 3.38%; efficiency ratio dropped to 68.55% from 75.96%.
Tangible book value per share $16.40, down from $17.30 at Dec 31, 2024, due to $8.8M dividend.

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