HCI Group Q2 pre-tax income $94.4M; diluted EPS $5.18; book value $58.55

HCI Group, Inc.

2025-Q2 EPS reported $10.57 revenue$438,353,000

Net income after noncontrolling interests was $66.2M, up from $54.1M in Q2 2024; diluted EPS $5.18 vs $4.24.
Consolidated gross premiums earned rose 14.8% to $302.6M; gross loss ratio improved to 21.3% from 29.7%.
Book value per share increased to $58.55; management highlighted plans to spin off Exzeo as a public entity.
Six-month diluted EPS of $10.57 vs $8.04; net income after noncontrolling interests of $135.8M vs $101.7M.
Losses decreased to $64.5M from $78.3M on lower claims and litigation frequency despite premium growth.

item 2.02item 9.01

This headline and bullets were generated automatically by deepseek-v4-flash:cloud@v2 from the public filing. Read the source on SEC.gov before relying on any specific claim. Not investment advice. See methodology for how this pipeline works.