Recent 8-K filings for HCI

• June 1, 2026, 7:48 AM ET other material materiality 0.65 neutral item 1.01

  HCI Group places reinsurance towers with $1.96B aggregate Florida limit; total ceded premiums $381.2M

  Reinsurance Tower 1: $1.06B single-event coverage, retention $10M, private premiums $204.7M plus $30M FHCF.

• May 6, 2026, 7:59 PM ET earnings materiality 0.80 positive item 2.02item 9.01 ◈ Earnings Releases

  HCI Group Q1 2026 pre-tax income $115M; diluted EPS $5.45, up from $5.35 YoY

  Pre-tax income $115M vs $100M YoY; net income after noncontrolling interests $73M vs $70M.

• February 25, 2026, 6:59 PM ET earnings materiality 0.80 positive item 2.02item 9.01

  HCI Group Q4 pre-tax income $144M, EPS $7.25; full year EPS $22.72

  Q4 net income after noncontrolling interests $98M vs $3M YoY; diluted EPS $7.25 vs $0.23.

• December 23, 2025, 6:59 PM ET leadership materiality 0.65 positive item 1.01item 5.02item 7.01item 9.01

  Exzeo Group, HCI subsidiary, enters new CEO employment agreement; awards $3.75M cash bonus

  Paresh Patel named CEO of Exzeo Group effective Jan 1, 2026, with base salary of $950,000.

• December 19, 2025, 6:59 PM ET other material materiality 0.30 neutral item 5.02

  HCI Group awards 2025 cash bonuses and sets 2026 salaries for top executives

  CEO Paresh Patel receives $950,000 base salary and $3,200,000 cash bonus.

• November 6, 2025, 6:59 PM ET earnings materiality 0.85 positive item 2.02item 9.01

  HCI Group Q3 2025 diluted EPS $4.90 vs $0.52; pre-tax income $90.6M

  Net income after noncontrolling interests $65.5M, up from $5.7M in Q3 2024.

• October 16, 2025, 7:59 PM ET other material materiality 0.60 positive item 2.02

  Exzeo Group prelim Q3 rev $53.5-56.8M, net income $20.1-22.2M; 9mo rev $162-165.3M

  Preliminary unaudited Q3 2025 revenue of $53.5M to $56.8M.

• September 25, 2025, 7:59 PM ET other material materiality 0.60 neutral item 7.01item 9.01

  HCI Group subsidiary Exzeo files S-1 for proposed IPO; terms not set

  Exzeo Group, majority-owned by HCI, publicly filed Form S-1 for IPO of common stock.

• August 7, 2025, 7:59 PM ET earnings materiality 0.80 positive item 2.02item 9.01

  HCI Group Q2 pre-tax income $94.4M; diluted EPS $5.18; book value $58.55

  Net income after noncontrolling interests was $66.2M, up from $54.1M in Q2 2024; diluted EPS $5.18 vs $4.24.

• July 24, 2025, 7:59 PM ET other material materiality 0.30 neutral item 1.01

  HCI Group adopts non-employee director compensation plan: $100K cash + 750 restricted shares annually

  Plan approved July 21, 2025 by compensation committee.

• June 13, 2025, 7:59 PM ET other material materiality 0.15 neutral item 5.07

  HCI Group announces annual meeting results; Paresh Patel and Gregory Politis elected as Class B directors

  Paresh Patel and Gregory Politis elected as Class B directors with 8,630,420 and 8,551,682 votes for.

• June 2, 2025, 7:59 PM ET other material materiality 0.60 neutral item 1.01

  HCI Group secures 2025-2026 reinsurance program with $1.28B Florida tower

  Three reinsurance towers placed; Tower 1 covers Homeowners Choice and Tailrow Florida policies up to $1.28B per event.

• May 8, 2025, 7:59 PM ET earnings materiality 0.85 positive item 2.02item 9.01

  HCI Group Q1 EPS $5.35 beats $3.81 YoY; plans tax-free spin-off of Exzeo

  Q1 diluted EPS $5.35 vs $3.81 YoY; pre-tax income $100.3M, net income $74.2M.

• April 10, 2025, 7:59 PM ET leadership materiality 0.20 neutral item 5.02 ◈ executive_change

  HCI Group director Lauren Valiente will not seek reelection

  Director Lauren Valiente notified HCI board on April 9, 2025 that she will not stand for reelection.

• February 27, 2025, 6:59 PM ET earnings materiality 0.65 neutral item 2.02item 9.01

  HCI Group Q4 2024 diluted EPS $0.23, full year $8.89; gross premiums up 38%

  Q4 2024 diluted EPS $0.23, down from $3.40 in Q4 2023; adjusted EPS $0.31.

• December 30, 2024, 6:59 PM ET leadership materiality 0.30 neutral item 5.02

  Director Eric Hoffman resigns after Centerbridge's $100M TypTap stake redeemed

  Eric Hoffman resigned from HCI board effective December 27, 2024.

• December 19, 2024, 6:59 PM ET other material materiality 0.40 neutral item 5.02

  HCI Group awards $2.4M bonus to CEO Paresh Patel; other exec bonuses total $875K

  CEO Paresh Patel received cash bonus of $2,400,000 for 2024 performance.

• November 7, 2024, 6:59 PM ET earnings materiality 0.75 negative item 2.02item 9.01

  HCI Group Q3 2024 net income falls to $5.7M; diluted EPS $0.52 vs $1.34 YoY

  Q3 2024 net income after noncontrolling interests of $5.7M, down from $13.2M in Q3 2023.

• August 28, 2024, 7:59 PM ET other material materiality 0.10 neutral item 5.03item 9.01

  HCI Group amends bylaws to allow uncertificated shares

  Board amended bylaws on August 22, 2024, to permit shares without certificates.

• August 8, 2024, 7:59 PM ET earnings materiality 0.85 positive item 2.02item 9.01

  HCI Group Q2 2024: Pre-tax income $76M, diluted EPS $4.24, gross loss ratio improves to 29.7%

  Net income after noncontrolling interests $54.1M vs $12.4M YoY; diluted EPS $4.24 vs $1.28.

• June 17, 2024, 7:59 PM ET other materiality 0.20 neutral item 1.01

  HCI Group adopts director compensation plan: $100k cash plus 750 restricted shares annually

  Non-employee directors receive $100,000 cash annually, paid quarterly.

• June 14, 2024, 7:59 PM ET other materiality 0.15 neutral item 5.07

  HCI Group shareholders elect three directors, ratify auditor at 2024 annual meeting

  Elected Karin Coleman (7.8M for), Eric Hoffman (8.2M for), Sue Watts (8.0M for) as Class A directors.

• May 30, 2024, 7:59 PM ET other material materiality 0.65 neutral item 1.01

  HCI Group secures $1.12B Tower 1 and $723.3M Tower 2 reinsurance for 2024-2025

  Tower 1 (FL Homeowners Choice): $1.12B single-event limit, $14M retention; private premiums $161.4M, FHCF $49.4M.

• May 8, 2024, 7:59 PM ET earnings materiality 0.75 positive item 2.02item 9.01 ◈ Earnings Releases

  HCI Group Q1 net income $57.0M ($3.81 EPS) vs $17.8M ($1.54 EPS) year ago

  Pre-tax income $77.4M; adjusted diluted EPS $3.65 vs $1.50 prior year.

• April 23, 2024, 7:59 PM ET leadership materiality 0.60 neutral item 1.01item 5.02item 9.01

  HCI Group enters new CEO employment agreement with Paresh Patel; grants 200k performance-based restricted shares

  CEO Paresh Patel's base salary remains $950,000 under the five-year term ending April 2029.

• March 7, 2024, 6:59 PM ET earnings materiality 0.85 positive item 2.02item 9.01 ◈ Earnings Releases ×2

  HCI Group Q4 net income $40.9M ($3.40 EPS); full year net income $89.3M vs loss in 2022

  Q4 net income $40.9M ($3.40 diluted EPS) vs $2.7M ($0.18) a year ago; adjusted EPS $3.22.

Executive changes

Earnings & guidance

Materiality & sentiment trend

Max materiality 0.85 · Median 0.62 · Most common event other_material

10 positive 1 negative 15 neutral

source · HCI on sec.gov